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    <title>Defaults / Delinquencies</title>
    <link>https://asreport.americanbanker.com/defaults-delinquencies</link>
    <description>Defaults / Delinquencies</description>
    <language>en-US</language>
    <pubDate>Mon, 04 Dec 2023 22:00:47 GMT</pubDate>
    <dc:date>2023-12-04T22:00:47Z</dc:date>
    <dc:language>en-US</dc:language>
    <item>
      <title><![CDATA[ Majority of seriously delinquent mortgages have 20% equity ]]></title>
      <link>https://asreport.americanbanker.com/news/majority-of-serious-delinquent-mortgages-have-20-equity</link>
      <description><![CDATA[ Levels of home equity in seriously delinquent loans have fluctuated but today there's still a sufficient amount to help many access foreclosure alternatives, Intercontinental Exchange said.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Default management ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ Foreclosures ]]></category>
      <pubDate>Mon, 04 Dec 2023 22:00:47 GMT</pubDate>
      <guid isPermaLink="false">0000018c-36bf-dac9-abcd-77bfe9d80001</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2023-12-04T22:00:47Z</dc:date>
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      <title><![CDATA[ Mortgage distress up 90% this year, counseling provider finds ]]></title>
      <link>https://asreport.americanbanker.com/news/mortgage-distress-up-90-this-year-counseling-provider-finds</link>
      <description><![CDATA[ The withdrawal of pandemic housing relief and high home prices have heightened consumer strain, according to nonprofit Money Management International.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Delinquencies ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ Default management ]]></category>
      <pubDate>Mon, 06 Nov 2023 18:46:01 GMT</pubDate>
      <guid isPermaLink="false">0000018b-a5f1-d8ed-a7ef-f7f3fc050001</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2023-11-06T18:46:01Z</dc:date>
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    <item>
      <title><![CDATA[ 2022 originations make up 60% of underwater mortgages: Black Knight ]]></title>
      <link>https://asreport.americanbanker.com/news/2022-originations-make-up-60-of-underwater-mortgages-black-knight</link>
      <description><![CDATA[ Home prices dropped again on a monthly basis in October, exacerbating the loss in home equity among recent buyers, but the size of the falloff was the smallest since June.  ]]></description>
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      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <pubDate>Mon, 05 Dec 2022 18:14:04 GMT</pubDate>
      <guid isPermaLink="false">00000184-e373-dc65-af8f-fb7b92a30001</guid>
      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2022-12-05T18:14:04Z</dc:date>
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      <title><![CDATA[ Mortgage default rate rises to high not seen since fall of 2020 ]]></title>
      <link>https://asreport.americanbanker.com/https:/www.nationalmortgagenews.com/news/mortgage-default-rate-rises-to-high-not-seen-since-fall-of-2020</link>
      <description><![CDATA[ The jump for second mortgages and bank cards was even more pronounced, according to indices published by Standard &amp; Poor’s and Experian.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <pubDate>Wed, 20 Jul 2022 18:57:28 GMT</pubDate>
      <guid isPermaLink="false">00000182-1cf2-d6a7-a5ce-3cf743870001</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2022-07-20T18:57:28Z</dc:date>
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      <title><![CDATA[ Single-family rental mortgage default risk declines in 1H21 ]]></title>
      <link>https://asreport.americanbanker.com/news/single-family-rental-mortgage-default-risk-declines-in-1h21</link>
      <description><![CDATA[ But 45% of the top 100 counties still have an above-average likelihood that borrowers won’t make their payments on these business-purpose loans, RealtyTrac said.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <pubDate>Wed, 18 Aug 2021 16:08:06 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2021-08-18T16:08:06Z</dc:date>
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    <item>
      <title><![CDATA[ Foreclosure starts jumped in 24 states in April ]]></title>
      <link>https://asreport.americanbanker.com/news/foreclosures-up-in-24-in-april-despite-cares-act-moratorium</link>
      <description><![CDATA[ Most of the activity covered vacant and abandoned properties or commercial loans, according to Attom Data Solutions.  ]]></description>
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      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ REO ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ CARES Act ]]></category>
      <pubDate>Wed, 12 May 2021 18:29:11 GMT</pubDate>
      <guid isPermaLink="false">00000179-61d4-d0cd-af7f-f5f5e0640000</guid>
      <dc:creator>Paul Centopani</dc:creator>
      <dc:date>2021-05-12T18:29:11Z</dc:date>
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      <title><![CDATA[ Weekly Wrap: S&P lowers default-rate forecast ]]></title>
      <link>https://asreport.americanbanker.com/list/weekly-wrap-s-p-lowers-default-rate-forecast</link>
      <description><![CDATA[ Deals, trends and research in structured finance and asset-backed securities for the week of March 26-April 1  ]]></description>
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      <category><![CDATA[ ABS ]]></category>
      <category><![CDATA[ MBS ]]></category>
      <category><![CDATA[ GSEs ]]></category>
      <category><![CDATA[ RMBS ]]></category>
      <category><![CDATA[ LIBOR ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <pubDate>Thu, 01 Apr 2021 18:15:20 GMT</pubDate>
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      <dc:creator>Glen Fest</dc:creator>
      <dc:date>2021-04-01T18:15:20Z</dc:date>
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      <title><![CDATA[ Mortgage delinquencies creep down in December ]]></title>
      <link>https://asreport.americanbanker.com/news/distressed-mortgages-drop-in-december-corelogic</link>
      <description><![CDATA[ As an improving job market aided financial stability for borrowers, 2020 ended with drops in delinquent home loans, a CoreLogic report found.  ]]></description>
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      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Delinquencies ]]></category>
      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <pubDate>Tue, 09 Mar 2021 18:51:28 GMT</pubDate>
      <guid isPermaLink="false">00000178-1852-d9fc-af7c-795e14920001</guid>
      <dc:creator>Paul Centopani</dc:creator>
      <dc:date>2021-03-09T18:51:28Z</dc:date>
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      <title><![CDATA[ Zombie foreclosures dwindle in 1Q but could be on ‘thin ice’ ]]></title>
      <link>https://asreport.americanbanker.com/news/share-of-zombie-foreclosures-fall-in-the-first-quarter</link>
      <description><![CDATA[ While foreclosure moratoria keep the overall numbers down, zombie foreclosure rates jumped in the majority of states, according to Attom Data Solutions.  ]]></description>
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      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ REO ]]></category>
      <pubDate>Thu, 25 Feb 2021 22:26:12 GMT</pubDate>
      <guid isPermaLink="false">00000177-db3a-dc21-a3ff-fb3e5a590001</guid>
      <dc:creator>Paul Centopani</dc:creator>
      <dc:date>2021-02-25T22:26:12Z</dc:date>
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    <item>
      <title><![CDATA[ Mortgage delinquencies fall to a pandemic low ]]></title>
      <link>https://asreport.americanbanker.com/news/distressed-mortgages-fall-in-november-corelogic</link>
      <description><![CDATA[ Gains in consumer financial stability helped to decrease the rates of distressed home loans, but job creation is needed to make recovery sustainable, a CoreLogic report found.  ]]></description>
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      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Delinquencies ]]></category>
      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <pubDate>Tue, 09 Feb 2021 19:56:56 GMT</pubDate>
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      <dc:creator>Paul Centopani</dc:creator>
      <dc:date>2021-02-09T19:56:56Z</dc:date>
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      <title><![CDATA[ Mortgage insurers log fewer delinquencies but pace slows at legacies ]]></title>
      <link>https://asreport.americanbanker.com/news/mortgage-insurers-log-fewer-delinquencies-but-pace-slows-at-legacies</link>
      <description><![CDATA[ Meanwhile at Essent, more loans exited the inventory in January than in December.  ]]></description>
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      <category><![CDATA[ PMI ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ GSEs ]]></category>
      <pubDate>Mon, 08 Feb 2021 18:47:37 GMT</pubDate>
      <guid isPermaLink="false">00000177-82f4-dc95-adf7-97ff11500001</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2021-02-08T18:47:37Z</dc:date>
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    <item>
      <title><![CDATA[ Weekly Wrap: CMBS special-servicing rates fall again ]]></title>
      <link>https://asreport.americanbanker.com/list/weekly-wrap-cmbs-special-servicing-rates-fall-again</link>
      <description><![CDATA[ Deals, trends and research in structured finance and asset-backed securities for the week of Jan.29-Feb. 4  ]]></description>
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      <category><![CDATA[ ABS ]]></category>
      <category><![CDATA[ CMBS ]]></category>
      <category><![CDATA[ CLOs ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <pubDate>Fri, 05 Feb 2021 02:00:11 GMT</pubDate>
      <guid isPermaLink="false">00000177-6e25-d943-afff-6ef7319f0001</guid>
      <dc:creator>Glen Fest</dc:creator>
      <dc:date>2021-02-05T02:00:11Z</dc:date>
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      <title><![CDATA[ Mortgage insurers will feel the pinch from long forbearance timelines ]]></title>
      <link>https://asreport.americanbanker.com/news/mortgage-insurers-will-feel-impact-from-long-forbearances-fitch</link>
      <description><![CDATA[ Lower cure rates and possible rises in foreclosures and claims could force these companies to raise capital next year, Fitch Ratings said.  ]]></description>
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      <category><![CDATA[ PMI ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Coronavirus ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <pubDate>Fri, 04 Dec 2020 20:49:28 GMT</pubDate>
      <guid isPermaLink="false">00000176-2f81-d025-a177-3ff728d00001</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2020-12-04T20:49:28Z</dc:date>
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      <title><![CDATA[ Delinquencies fall in Q3 but 'no guarantee it will continue' ]]></title>
      <link>https://asreport.americanbanker.com/news/mortgage-delinquencies-fall-in-q3-2020</link>
      <description><![CDATA[ The overall mortgage delinquency rate improved in the third quarter as the economy got healthier while late-stage delinquencies hit a decade high, according to the Mortgage Bankers Association.  ]]></description>
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      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Delinquencies ]]></category>
      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Mortgage defaults ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <category><![CDATA[ Mortgage Bankers Association ]]></category>
      <pubDate>Wed, 11 Nov 2020 10:55:07 GMT</pubDate>
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      <dc:creator>Paul Centopani</dc:creator>
      <dc:date>2020-11-11T10:55:07Z</dc:date>
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