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CoinLaw » The Crypto Desk » CBDC Status Tracker

CBDC Status Tracker

9 records · updated through 31 Jul 2026 · next review by 29 Oct 2026

Steven Burnett
Maintained By
Steven Burnett
Steven Burnett
Research Analyst • 247 Articles
Steven Burnett has over 15 years of experience across finance, insurance, banking, and compliance-focused industries. Known for his deep res... See full bio
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Latest change United Kingdom digital pound added: design phase per the Bank of England (31 Jul 2026) All changes

All records

9 jurisdictions, grouped by status. Filter or search below.

What is in scope Every jurisdiction that has launched a retail CBDC, plus the major-economy programmes still at pilot, research or halted stage. Three retail CBDCs have launched worldwide and all three are here; a jurisdiction that has published no position cannot appear.

9 jurisdictions. No single most common stage: Launched and Pilot each appear in 3 of 9 jurisdictions. Only 3 retail CBDCs have launched anywhere in the world, and all of them are in this table. The rest of the field is pilots and research. 5 of 9 disclose a start date; the rest publish none, and this table leaves those cells empty rather than estimating them.

Central-bank digital currency positions per each central bank’s own publications. A jurisdiction with no CBDC plans is a checked finding, not a gap. Informational only, not financial advice.
Jurisdiction Status Instrument Central bank Source Record detail
šŸ‡§šŸ‡ø Bahamas — Sand Dollar Launched Sand Dollar Central Bank of The Bahamas SandDollar.bs (Central Bank of The Bahamas) ↗
Status note
Digital version of the Bahamian dollar, available nationwide since October 20, 2020
Since
20 Oct 2020
Primary source
SandDollar.bs (Central Bank of The Bahamas) ↗
Last confirmed
31 Jul 2026
Recent change
Available nationwide via authorised financial institutions
šŸ‡ØšŸ‡³ China — e-CNY Pilot e-CNY People's Bank of China People's Bank of China ↗
Status note
Pilot applications in selected areas of 15 provinces and municipalities; 10 designated operators
Primary source
People's Bank of China ↗
Last confirmed
31 Jul 2026
Recent change
e-CNY International Operation Center launched in Shanghai
šŸ‡ŖšŸ‡ŗ Euro area — Digital Euro Research Digital euro European Central Bank European Central Bank ↗
Status note
Governing Council decided in October 2025 to move to the next project phase; no issuance decision taken
Primary source
European Central Bank ↗
Last confirmed
31 Jul 2026
Recent change
Next phase under way; pilot scheduled for 2027, potential readiness by 2029 pending EU legislation
šŸ‡®šŸ‡³ India — Digital Rupee Pilot Digital Rupee (e₹) Reserve Bank of India Reserve Bank of India press release ↗
Status note
Retail pilot (e₹-R) commenced December 1, 2022 through participating banks in phased city rollout
Since
1 Dec 2022
Primary source
Reserve Bank of India press release ↗
Last confirmed
31 Jul 2026
Recent change
Retail pilot expanded beyond initial four cities and four banks
šŸ‡ÆšŸ‡² Jamaica — JAM-DEX Launched JAM-DEX Bank of Jamaica Bank of Jamaica ↗
Status note
Legal tender since Bank of Jamaica Act amendments passed June 14, 2022; distributed via authorized wallet providers
Since
14 Jun 2022
Primary source
Bank of Jamaica ↗
Last confirmed
31 Jul 2026
Recent change
Phased rollout continues; additional wallet providers in regulatory sandbox
šŸ‡³šŸ‡¬ Nigeria — eNaira Launched eNaira Central Bank of Nigeria Central Bank of Nigeria ↗
Status note
CBDC backed by law and issued by the Central Bank of Nigeria as legal tender
Primary source
Central Bank of Nigeria ↗
Last confirmed
31 Jul 2026
Recent change
Issued as legal tender; digital form of the Naira
šŸ‡·šŸ‡ŗ Russia — Digital Ruble Pilot Digital Ruble Bank of Russia Bank of Russia press release ↗
Status note
Pilot on real transactions since August 15, 2023, starting with 13 banks
Since
15 Aug 2023
Primary source
Bank of Russia press release ↗
Last confirmed
31 Jul 2026
Recent change
Pilot expanded toward 9,000 individuals and 1,200 businesses in 2024
šŸ‡¬šŸ‡§ United Kingdom — Digital Pound Research Digital pound Bank of England Bank of England ↗
Status note
Design phase; detailed blueprint in development via the Digital Pound Lab; Bank and HM Treasury decision on next steps due in 2026
Primary source
Bank of England ↗
Last confirmed
31 Jul 2026
Recent change
Design-phase update published October 23, 2025; no issuance decision made
šŸ‡ŗšŸ‡ø United States — Digital Dollar Halted CBDC (none issued) Federal Reserve Executive Order 14178 ↗
Status note
Executive Order of January 23, 2025 prohibits agencies from establishing, issuing, or promoting CBDCs; ongoing plans terminated
Since
23 Jan 2025
Primary source
Executive Order 14178 ↗
Last confirmed
31 Jul 2026
Recent change
Agency CBDC work prohibited by executive order

No records match the current filters.

Verification ledger

2 most recent of 2 logged updates
  • United Kingdom digital pound added: design phase per the Bank of England 31 Jul 2026
  • Tracker launched covering 8 jurisdictions from central bank publications 31 Jul 2026

How this tracker is maintained

Every entry is a position the central bank or monetary authority stated itself.

  1. 01

    Sourced

    Jurisdictions enter on their own central bank’s published position: a launch, a pilot, a research programme, or a decision to stop. Reporting about a programme is not a position; the authority’s own publication is.

  2. 02

    Dated

    Where the authority states a start date we record it, and where it states none the field stays empty rather than being inferred from an announcement.

  3. 03

    Re-checked

    Positions are re-checked every 90 days, which matches how slowly these programmes actually move. A stage change is recorded when the authority announces it, not when it is reported.

Why are only some countries listed?
The table covers every jurisdiction that has launched a retail CBDC, plus the major-economy programmes at pilot, research or halted stage. Three retail CBDCs have launched anywhere in the world and all three are here; the rest of the field is exploratory, and listing all of it would mean listing intentions rather than positions.
Does pilot mean it is going to launch?
No. Pilots are paused, narrowed and abandoned, and at least one major economy here has halted work entirely. Stage records where a programme is, not where it is heading.
Is a wholesale CBDC the same thing?
No. This tracker covers retail CBDCs, the kind a member of the public could hold. Wholesale settlement projects between banks are a separate class of programme and are out of scope.

This is informational content and does not constitute legal or financial advice. Programme stages move, pause, and are renamed, and a pilot is not a commitment to launch. Confirm current status with the named central bank before acting.

Quoting a figure with a link to this page needs no permission. Cite it as you would any source. Reuse of the compiled dataset itself is licensed under CC BY 4.0: credit CoinLaw and link back.

Sources

  • Bank of England
  • Bank of Jamaica
  • Bank of Russia press release
  • Central Bank of Nigeria
  • European Central Bank
  • Executive Order 14178
  • People's Bank of China
  • Reserve Bank of India press release
  • SandDollar.bs (Central Bank of The Bahamas)

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