In today’s fast-changing economy, MSMEs need to stay financially agile to grow and thrive. We’re curious — which area does your business need to improve the most? #MSMEFinance #BusinessGrowth #FinancialPlanning #AyeFinance #SMEGrowth #Entrepreneurship #CashflowManagement #FinancialAgility
About us
Headquartered in Gurgaon, Aye Finance is a new-age finance company providing business loans to small and micro enterprises across India. Since 2014 we have continued to chart an exciting growth path in this under-banked segment while maintaining a high benchmark for credit quality. These millions of profitable small and micro businesses are, essentially, locked out of the financial system. We believe we can overcome this financing challenge and unlock a massive business opportunity while creating a transformative social impact. Our team brings together the best of many worlds – sound business practices, deep understanding of the micro-enterprise environment, high achievement orientation and a passion for delivering socio-economic growth. We believe in building solutions, automation and processes that address the challenges that have typically stymied the financial industry. Aye Finance is dedicated to working with the most relevant technology to facilitate better financial inclusion and to consequently serve micro-enterprises across the country in a more holistic manner. Ultimately, at Aye Finance, we believe in people - whether it’s the entrepreneurs we serve, our investors or our own employees. We’re, both, a great place to work with and work for. #SayAyetoGrowth
- Website
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https://www.ayefin.com
External link for Aye Finance Ltd
- Industry
- Financial Services
- Company size
- 10,001+ employees
- Headquarters
- Gurgaon, Haryana
- Type
- Public Company
- Founded
- 2014
Locations
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Primary
Get directions
Sushant Lok Road
Gurgaon, Haryana 122002, IN
Employees at Aye Finance Ltd
Updates
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Aye Finance Ltd Finance is honoured to be recognized at the ABECA 2026 Awards by AmbitionBox under the Financial Services Companies category. This recognition is a reflection of our continued commitment to building a people-first organization, where growth is driven by empowered teams and a strong culture of trust and inclusion. At Aye Finance, we believe that when you invest in your people, sustainable business success follows. Niraj Kaushik | Sanjay Sharma | Ujual George | Jinu J. | Sovan Satyaprakash | Ankur Sharma #AyeFinance #ABECA2026 #AmbitionBoxAwards #FinancialServices #PeopleFirst #WorkplaceExcellence
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This Baisakhi, let’s celebrate new beginnings, growth, and the opportunities that await. At Aye Finance, we’re here to help your dreams flourish, one step at a time. #Baisakhi2026 #NewBeginnings #FinancialGrowth #AyeFinance #OpportunitiesAhead
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Today, we honor the legacy of Dr. B.R. Ambedkar and his vision for equality, education, and empowerment. Let’s continue building opportunities that uplift every community. #AmbedkarJayanti #FinancialInclusion #EmpowermentForAll #AyeFinance #InclusiveGrowth
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Safe motherhood is not just a health priority — it’s a foundation for stronger families, resilient communities, and thriving businesses. At Aye Finance, we believe when women feel secure and supported, they build brighter futures — for their homes and for the nation. #NationalSafeMotherhoodDay #EmpowerHer #WomenEntrepreneurs #FinancialInclusion #AyeFinance #StrongerCommunities #InclusiveGrowth
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Rubina’s journey began with a single step — learning a skill to support her family. What followed was a story of resilience, determination, and growth. From earning her first income to becoming a trainer who now empowers other women, she has transformed not just her own life, but many others around her. Her story is a reminder that when opportunity meets dedication, real change happens — not just for individuals, but for entire communities. At Aye Finance, we believe in enabling such journeys — where small beginnings lead to meaningful progress and lasting impact. When she learns, she earns. When she leads, she transforms. FAME- Foundation for Advancement of Micro Enterprises #AyeSuccessStories #WomenEntrepreneurs #FinancialInclusion #Empowerment #MicroEntrepreneurs
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Aye Finance Ltd Finance continues to demonstrate resilience and steady growth in a dynamic lending environment. In a recent feature on NDTV Profit, our MD & CEO Sanjay Sharma shares insights on MSME lending, improving credit quality, strong collection efficiency, and a diversified portfolio driving stability. With a sharp focus on sustainable growth and long-term value creation, Aye Finance remains well-positioned for the future, including its upcoming IPO journey. Watch the full conversation: https://lnkd.in/g24yeW8x #AyeFinance #CNBCTV18 #AUMGrowth #FinancialInclusion #MSME #InclusiveGrowth #NBFC #FintechIndia #IndiaGrowth #Lending #ImpactDriven
Video | Aye Finance Sees Steady Growth Amidst Challenges
ndtvprofit.com
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We would like to sincerely thank O.V.Bhuvad ,CWM for the time and effort invested in developing this detailed and well-researched article on Aye Finance. We acknowledge the depth of analysis and thoughtful perspective brought into understanding the nuances of micro-MSME lending and our approach to serving this segment. Such comprehensive research and articulation contribute meaningfully to broader industry dialogue and awareness. We appreciate the effort and interest in highlighting our journey and model. #AyeFinance #MSMEIndia #FinancialInclusion #NBFC #CreditEcosystem #IndiaGrowthStory #MicroMSME #InclusiveFinance #ResearchInsights #FintechIndia
Why Aye Finance Ltd Is Quietly Solving One of India’s Hardest Credit Problems Lending to Invisible MSMEs This isn’t just an NBFC story it’s a financial inclusion infrastructure story. When India’s credit growth is discussed, the focus is usually on retail lending, fintech disruption, and banking expansion. But one of the most complex and underpenetrated segments sits quietly in the background: micro scale MSME lending. These are businesses that form the backbone of India’s economy yet remain largely invisible to formal finance due to lack of documentation, irregular cash flows, and informal operations. That is exactly where Aye Finance Ltd is positioning itself. At first glance, the business may look like a small ticket lender. But the structure of its model reveals a much deeper approach. This is a high touch, data augmented underwriting platform, designed to lend where traditional systems fail. With a combination of cluster based risk assessment, cash flow driven underwriting, and increasing use of AI/ML models, the company is building a framework to evaluate borrowers who do not fit into standard credit scoring systems. At the same time, its phygital distribution model combining deep branch presence with digital execution allows it to scale while maintaining control over collections and customer relationships. The strategy is clear: Move from a niche small ticket lender → to a scalable MSME focused credit platform built on proprietary underwriting and repeat customer ecosystems. In a segment where most lenders struggle with risk and scalability, Aye Finance is attempting to build an edge through data, discipline, and distribution depth. The key question now: Can Aye Finance Ltd maintain asset quality while scaling rapidly in a high risk, under documented segment, and emerge as a long term compounder in India’s MSME credit ecosystem? 👉 To understand the business model, underwriting edge, growth drivers, risks, and long term opportunity read the detailed article below. Sanjay Sharma , Niraj Kaushik , Vikram Jetley , Nancy Gupta , Sovan Satyaprakash , Piyush Maheshwari , Jinu J. ,Sanjaya Gupta , Ujual George #Ayefinance #Aye #NBFC #MSME #Financial #Credit #IndiaEconomy #Lending #Fintech #Investing
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As highlighted by CNBC-TV18, Aye Finance Ltd continues its strong growth momentum, with AUM rising 27% to ₹7,044 crore in FY26, alongside notable improvements in asset quality. This milestone reflects our disciplined approach to lending, deep customer understanding, and unwavering commitment to empowering India’s micro and small businesses at scale. Read More: https://lnkd.in/gk42D-pc Niraj Kaushik | Ujual George | Jinu J. | Sovan Satyaprakash | Sanjay Sharma #AyeFinance #CNBCTV18 #AUMGrowth #FinancialInclusion #MSME #InclusiveGrowth #NBFC #FintechIndia #IndiaGrowth #Lending #ImpactDriven
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Financing your business has never been easier! With Aye Finance, get doorstep support, paperless applications, quick verification, data-driven decisions, and fast disbursement – all designed to help your business grow without the hassle. Your loan, simplified, transparent, and convenient. #SmallBusinessLoans #BusinessGrowth #DigitalFinance #PaperlessLoans #QuickDisbursement #AyeFinance
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