Silverflow

💭 What does it take to build a payment processor from scratch in a world still powered by decades-old infrastructure? In this conversation with Paypr.work [ˈpeɪpəwəːk]'s Sandra Mianda🖇 at Money20/20 Europe, our co-founder Robert Kraal reflects on the journey of building Silverflow, why real-time data is becoming a competitive advantage, and how cloud-native infrastructure is reshaping the future of payments. From the resilience of card payments to AI, global scaling, and what's next for the industry, it's a conversation packed with insights. 👇🎥 Watch or listen to the full interview at the links in the comments below. #Payments #Fintech #CloudNative #Innovation #

🏆 We're proud to be one of the finalists for Best Enterprise Payments Solution at the Finovate Awards! This recognition reflects our commitment to building modern payment infrastructure that combines speed, reliability, and simplicity. A big thank you to our team, customers, and partners who continue to push us forward every day. 🎉 Congratulations to all of our fellow finalists. #Payments #Fintech #Innovation #FinovateAwards #Silverflow

📊 For years, the payments industry has focused on reducing costs. Increasingly, the bigger opportunity lies in improving payment performance. That's one of the clearest messages from our latest research with 250 senior payments and fintech leaders at Money20/20 Europe last month. In his latest article for Financial IT, our Co-founder Robert Kraal explores why real-time data is becoming the key to improving authorisation rates and why payment performance is emerging as the industry's next competitive battleground. 👇 Read the full article at the link in the comments below. #Payments #AuthorisationRates #PaymentPerformance #Acquiring #Silverflow

🏅🎉 We are incredibly proud to celebrate our Michael Barrett and Alexander Groot, who recently conquered the Eiger 250 by UTMB® Group! Not only did they finish this monumental ultra-trail race - navigating over 200 kilometers of brutal alpine terrain and massive elevation gains through the UNESCO World Heritage region - but they crossed the finish line 9th overall! At Silverflow, we talk a lot about endurance, handling high-stakes complexity, and pushing boundaries. They truly took that mentality to new heights (literally) out in the Swiss Alps. 👇🏆 Check out the official results at the link in the comments below and join us in congratulating Michael and Alexander on this world-class achievement! #UTMB #EigerUltraTrail #UltraRunning #CompanyCulture #TeamSilverflow

🤖 Everyone's shipped the technology for agentic commerce. Almost no one's worked out what happens when it goes wrong. At Money20/20 Europe, our Co-founder Robert Kraal sat down with Louis Thompsett at Payment Expert to talk about where agentic payments actually stand. Building an AI agent that can shop and pay for a customer is the easy part now. The hard questions are still unanswered: who the agent legally is, who's on the hook when it buys the wrong thing, whose fraud rules apply when a transaction crosses several parties. 👇 Read the full piece on agentic commerce’s missing rulebook from the link in the comments below. #AgenticCommerce #PaymentsInnovation #DigitalPayments #Money2020 #Silverflow

👀 AI tools are everywhere. The hard part is figuring out which ones are actually worth using. We're looking forward to welcome Product Meetup Amsterdam to the Silverflow office for an interactive evening focused on building a practical AI toolkit for product managers. No presentations or buzzwords - just real tools, live demos, and ideas you can take back to your team. 👇 Register at the link in the comments below and join us on July 27th! #ProductManagement #PM #AI #AmsterdamTech #Silverflow

⏳ Real-time data isn't just a nice-to-have anymore, it's becoming a competitive advantage. Our latest survey of 250 senior payments leaders at this year's Money20/20 Europe found that those struggling most with access to real-time data are also the ones most focused on improving authorisation rates and payment performance. It's a strong signal that the next competitive advantage in payments won't just come from processing transactions faster - it will come from giving businesses better access to the data behind them. 👇 Read the full findings in the press release on our website linked in the comments below. #Payments #Fintech #Data #PaymentProcessing #Innovation #Silverflow

For years, the conversation has been about where payment data is stored. Increasingly, the bigger question is who can access it...💭 As regulations like DORA reshape expectations around operational resilience and concentration risk, cloud strategy is becoming a competitive advantage, not just an infrastructure decision. In our latest blog, VP of Engineering Kardelen H. explores what sovereign cloud means for payments and why cloud-native architecture gives businesses the flexibility to adapt as the regulatory landscape evolves. 👇 Read the full piece from the link in the comments below. #Payments #Fintech #CloudNative #Compliance #Silverflow

⚙️ Last week, our team got together for our second annual Hackathon to build solutions that could make our office even better. It was great to see so much creativity, collaboration, and technical ingenuity packed into just a few days. Congratulations to all the teams, and especially to our winners! 👏 🏆 Here's to building, experimenting, and always finding new ways to improve. #Innovation #Hackathon #TeamSilverflow #CompanyCulture

For years, scaling in payments meant adding more providers, more intermediaries, and more complexity. Now, we're seeing the opposite... 👀 Fintechs, PSPs, and banks are expanding across the payments stack to bring more capabilities in-house. Not because they want to do everything themselves, but because owning more of the transaction means better economics, greater control, and richer data. In our white paper with Episode Six, Michael Tailleur and Andrew Meere explore why issuers are moving into acquiring, why acquirers are moving into issuing, and what this shift means. 👇 Download it for free at the link in the comments below! #Payments #Fintech #PaymentProcessing #Acquiring #CardIssuing #Silverflow