Cash withdrawal options (fees, minimums and processing times)

Last updated: July 24, 2026
Withdrawal hold

For security, certain transactions such as ACH, Paypal, debit or credit card purchases or digital wallet purchases will trigger a temporary (72 hour) withdrawal hold. Cash deposits via ACH Plaid are held from withdrawal for 7 days. This applies to all crypto and fiat withdrawals. Debit/credit card purchases in USD may always be subject to the 72-hour hold, not just the first transaction.

Below is an overview of withdrawal options and their minimums, fees and processing times.

Important withdrawal information

  • •

    This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.

  • •

    Cash, checks, credit & debit cards or third-party payments processor withdrawals are not possible.

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    Processing times are estimates only and are outside of Kraken's control, so delays are possible.

  • •

    Please be mindful of banking holidays. 

  • •

    If your withdrawal does not arrive within the estimated time frame below, follow these steps.

Supported currencies

Availability

Withdrawal Method/Processor

Withdrawal Minimum

Withdrawal Fee

Processing time

USA only

ACH

1 USD

Free

0-2 business days (cutoff at 2pm EST)

USA only*

FedWire
(Customers Bank)

20 USD

4 USD

0-1 business days

USA only*

FedWire (Dart Bank)

20 USD

4 USD

0-1 business days

Worldwide*

SWIFT (Bank Frick**) 

100 USD

14 USD

1-5 business days 

USA Only*

RTP***

20 USD

1.50% (50 USD max)

Near-instant

*Availability for this funding provider may be limited to specific regions, please select purple text under the 'Withdrawal Method/Processor' column to view the support article for the provider and find out more details.

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

 

***RTP Withdrawals require the connected financial institution or bank account to support RTP. Kraken cannot enable this feature.