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🔔 Regulatory & Policy Update 📆 31 July 2026 💬 Today's regulatory agenda is led by UK conduct enforcement and payments oversight, a steady Bank of England rate decision amid energy-driven inflation, and a further wave of EU sanctions and supervisory guidance across financial services. 🇮🇪 Ireland ◆ The Central Bank of Ireland finalised supplemental guidance on Prohibition Notices under the Fitness and Probity Regime (CP166) and updated its AIF Rulebook, tightening governance and conduct expectations for regulated firms and fund managers. ◆ The Department of Finance noted shareholder approval of BAWAG P.S.K.'s €1.6 billion cash offer for Permanent TSB, which remains subject to regulatory approval. ◆ The Department of Enterprise, Tourism and Employment established the AI Office of Ireland to coordinate national implementation of the EU AI Act. 🇬🇧 United Kingdom ◆ The Financial Conduct Authority confirmed Buy Now Pay Later's entry into the regulatory perimeter and took several enforcement actions, cancelling Monarch Sterling's permission, censuring Equity for Growth over misleading minibond promotions and restricting Euro Exchange Securities. ◆ The Bank of England's Monetary Policy Committee voted 6–3 to hold Bank Rate at 3.75%, with CPI at 2.6% and inflation expected to rise on higher energy prices. ◆ The Payment Systems Regulator published its final decision on card scheme and processing fees, issuing binding directions requiring Mastercard and Visa to improve fee transparency. 🇪🇺 European Union ◆ EIOPA published its July insurance and occupational pension risk dashboards, judging the environment broadly stable at medium risk while flagging a deteriorating macroeconomic outlook and intensifying cyber and geopolitical risk. ◆ The Council of the EU adopted extensive restrictive measures, including new Global Human Rights sanctions targeting Southeast Asian scam centres and further designations against Iran. ◆ The Single Resolution Board issued renewed operational guidance on the Business Reorganisation Plan Analysis Report for institutions in resolution. 🌐 International ◆ The Bank for International Settlements published a series of central bankers' speeches on additional monetary policy tools, the transmission of monetary policy and finance for AI-driven innovation. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

🔔 Regulatory & Policy Update 📆 30 July 2026 💬 Financial sanctions, AML supervision, cyber resilience, decentralised finance and bank-lending trends lead today's regulatory agenda. 🇮🇪 Ireland ◆ Central Bank of Ireland published amending regulations on the European Single Access Point (S.I. No. 322 of 2026) and reported its July Bank Lending Survey, showing Irish credit standards for firms unchanged for a tenth consecutive quarter with mortgage standards tightening. ◆ Irish legislation enacted the National Treasury Management Agency (Miscellaneous Provisions) Act 2026, dissolving NAMA and vesting its assets in the NTMA, alongside commencement of the Critical Infrastructure Act 2026 and new EU human-rights sanctions regulations. 🇬🇧 United Kingdom ◆ The FCA, with FOS, FSCS and TPR, published its Wider Implications Framework Annual Report and its fourth General Insurance Value Measures report, highlighting high complaint rates in home and travel insurance. ◆ OFSI and HM Treasury updated the UK Financial Sanctions guidance and FAQs, adding FAQs 197-202 covering the Basic Needs Allowance. ◆ UK legislation advanced the Cyber Security and Resilience (Network and Information Systems) Bill, widening scope to data centres, managed service providers and critical suppliers with new incident-reporting duties. 🇪🇺 European Union ◆ The European Commission proposed the Cybersecurity Act 2, reforming ENISA and the certification framework, alongside NIS2 simplification amendments and updated Digital Identity Wallet technical specifications. ◆ AMLA finalised its standards and draft implementing technical standards for supervisory cooperation ahead of direct supervision of major cross-border groups from 2028. ◆ The ECB's Q2 2026 euro area Bank Lending Survey reported a moderate net tightening of credit standards for firms, housing and consumer loans amid higher risk perceptions. 🌐 International ◆ FATF published its Targeted Report on decentralised finance, warning that most jurisdictions have yet to implement FATF Standards for qualifying DeFi arrangements. ◆ The OECD's 2026 Corporate Tax Statistics found corporate tax revenues remaining historically elevated while statutory rates stabilised near 21.2%. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

🔔 Regulatory & Policy Update 📆 29 July 2026 💬 AML/CFT supervision, financial sanctions, cybersecurity resilience, bank lending conditions and DeFi risks lead today's regulatory agenda. 🇮🇪 Ireland ◆ The Central Bank of Ireland published its July 2026 Bank Lending Survey and Markets Update (Issue 14), reporting firm credit standards unchanged for a tenth consecutive quarter alongside a third quarter of tightening mortgage conditions. ◆ New Irish legislation commenced the Critical Infrastructure Act 2026 and enacted the National Treasury Management Agency (Miscellaneous Provisions) Act 2026, alongside regulations giving domestic effect to EU restrictive measures on serious human rights abuses. 🇬🇧 United Kingdom ◆ The FCA released its fourth annual General Insurance Value Measures data and Wider Implications Framework materials, highlighting high home and travel insurance complaint rates and coordinated action on issues such as motor-finance redress. ◆ OFSI and HM Treasury updated the UK financial sanctions guidance and FAQs, adding new entries for the Basic Needs Allowance and clarifying licensing and the Russian oil services ban. ◆ The Cyber Security and Resilience (Network and Information Systems) Bill was updated, widening scope to data centres, managed service providers and critical suppliers with new risk-management and incident-reporting duties. 🇪🇺 European Union ◆ AMLA finalised its implementing standards for supervisory cooperation, setting out how it will select and directly supervise the most significant cross-border financial groups from 2028. ◆ The European Commission published proposals to simplify NIS2, reform ENISA under a consolidated Cybersecurity Act 2, and strengthen EU occupational pension rules under the IORP II and Insurance Distribution Directives. ◆ The ECB's Q2 2026 euro area bank lending survey reported moderately tighter credit standards for firms and households amid heightened economic and geopolitical risks. 🌐 International ◆ The FATF urged action on money-laundering and terrorist-financing risks from decentralised finance, noting 132 of 143 jurisdictions have yet to implement its standards for qualifying DeFi arrangements. ◆ The OECD's 2026 Corporate Tax Statistics showed corporate tax revenues remaining historically high at 3.5% of GDP while statutory rates stabilised near 21%. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

🔔 Regulatory & Policy Update 📆 28 July 2026 💬 Financial sanctions, DeFi and stablecoin risks, AML supervision, AI oversight and pension reform lead today's regulatory agenda. 🇮🇪 Ireland ◆ Legislation (IE): Ireland enacted the National Treasury Management Agency (Miscellaneous Provisions) Act 2026, commenced the Critical Infrastructure Act 2026 and introduced new regulations imposing EU restrictive measures against serious human rights abuses. ◆ Central Bank of Ireland: The Central Bank published its latest Markets Update and June 2026 payment statistics for supervised firms. 🇬🇧 United Kingdom ◆ OFSI / HM Treasury: OFSI updated its UK financial sanctions guidance and added new FAQs covering the Basic Needs Allowance. ◆ FCA: The FCA published work on agentic AI in financial services, 2025 general insurance value measures data and its Wider Implications Framework annual report. ◆ Legislation (UK): The Cyber Security and Resilience (Network and Information Systems) Bill was updated as it progresses through Parliament. 🇪🇺 European Union ◆ European Commission: The Commission advanced implementing regulations and proposals spanning the AI Act, NIS2 and the new Cybersecurity Act, PEPP and occupational pension frameworks, and the 2030 Consumer Agenda. ◆ AMLA: AMLA finalised implementing technical standards for supervisory cooperation under its direct AML/CFT supervision mandate. ◆ ECB: The ECB released its July 2026 euro area bank lending survey. 🌐 International ◆ FATF: The FATF urged coordinated action on emerging money-laundering risks from decentralised finance. ◆ BIS: The BIS published a working paper examining stablecoins, dollarisation and monetary control. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

🔔 Regulatory & Policy Update 📆 27 July 2026 💬 DeFi and anti-money-laundering supervision, financial sanctions, pensions reform, bank lending conditions, stablecoins and tax transparency lead today's regulatory agenda. 🇮🇪 Ireland ◆ The Central Bank of Ireland published amendment regulations to the European Single Access Point framework and its Q2 2026 bank lending survey, which showed credit standards for firms unchanged for a tenth consecutive quarter. ◆ Irish legislation saw the National Treasury Management Agency (Miscellaneous Provisions) Act 2026 dissolve NAMA and transfer its assets to the NTMA, alongside new EU human-rights sanctions regulations and commencement of the Critical Infrastructure Act 2026. 🇬🇧 United Kingdom ◆ OFSI and HM Treasury updated the UK financial sanctions guidance and accompanying FAQs. ◆ The FCA published its 2025 General Insurance Value Measures data, the Wider Implications Framework annual report and its Practitioner Panel reviews. 🇪🇺 European Union ◆ The ECB's July 2026 euro area bank lending survey reported a moderate tightening of credit standards for firms and households amid higher economic and geopolitical risk. ◆ AMLA finalised its standards for supervisory cooperation ahead of taking direct supervision of major cross-border financial groups from 2028. ◆ The European Commission brought forward proposals to strengthen pan-European and occupational pensions (PEPP and IORP), a Cybersecurity Act 2 reforming ENISA, and its 2030 Consumer Agenda. 🌐 International ◆ FATF warned that rapid growth in decentralised finance is heightening money-laundering and terrorist-financing risks, with most jurisdictions yet to implement its standards. ◆ The OECD reported that corporate tax revenues remain historically elevated while statutory rates have stabilised. ◆ A BIS working paper examined whether US dollar-pegged stablecoins replicate deposit dollarisation in emerging markets. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

🔔 Regulatory & Policy Update 📆 24 July 2026 💬 Sanctions, anti-money laundering, pensions reform, cyber resilience and euro-area bank lending headline today's regulatory agenda. 🇮🇪 Ireland ◆ The Central Bank of Ireland published its latest Markets Update and July 2026 Bank Lending Survey results, giving supervisory and macro-financial signals for firms. ◆ Irish legislation advanced with the National Treasury Management Agency (Miscellaneous Provisions) Act 2026 enacted, a Critical Infrastructure Act commencement order and new EU human-rights sanctions regulations. ◆ Insurance Ireland set out its Pre-Budget 2027 submission, calling for a higher tax relief cap on private health insurance and equal tax treatment of investment products. 🇬🇧 United Kingdom ◆ HM Treasury and OFSI updated the UK financial sanctions guidance and FAQs, including new entries covering the Basic Needs Allowance. ◆ The FCA released Wider Implications Framework minutes and annual report, practitioner panel annual reports and 2025 general insurance value measures data. ◆ Parliament progressed the Cyber Security and Resilience (Network and Information Systems) Bill. 🇪🇺 European Union ◆ The European Commission advanced proposals on the pan-European Personal Pension Product, occupational pensions (IORP), the 2030 Consumer Agenda and a new Cybersecurity Act. ◆ AMLA finalised implementing standards for supervisory cooperation under its direct anti-money laundering supervision. ◆ The ECB published its July 2026 euro area bank lending survey. 🌐 International ◆ FATF urged action on emerging money-laundering risks from decentralised finance (DeFi), reinforced by a related supervisory report. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

🔔 Regulatory & Policy Update 📆 23 July 2026 💬 Stablecoins, decentralised finance, pension reform, sanctions and anti-money laundering supervision lead today's regulatory agenda. 🇮🇪 Ireland ◆ The Central Bank of Ireland published its latest Markets Update, June 2026 payment statistics and July 2026 bank lending survey results, giving supervised firms fresh macro-financial and conduct signals. ◆ Irish legislation advanced with new EU-derived human rights sanctions regulations, enactment of the National Treasury Management Agency (Miscellaneous Provisions) Act 2026 and commencement of the Critical Infrastructure Act 2026. 🇬🇧 United Kingdom ◆ The FCA released 2025 general insurance value measures data alongside its Practitioner Panel and Wider Implications Framework annual reports, signalling continued focus on fair value and cross-body redress coordination. ◆ HM Treasury and OFSI updated UK financial sanctions guidance and FAQs, including new provisions on Basic Needs Allowance licensing. ◆ The Cyber Security and Resilience (Network and Information Systems) Bill progressed, strengthening operational resilience expectations for critical service providers. 🇪🇺 European Union ◆ The European Commission advanced proposals to reform the PEPP and occupational pension (IORP) frameworks, tighten cybersecurity under a revised NIS2 and Cybersecurity Act, and set out a 2030 Consumer Agenda. ◆ AMLA finalised standards for supervisory cooperation ahead of its direct supervision of higher-risk firms under the EU anti-money laundering framework. ◆ The ECB published its July 2026 euro area bank lending survey, pointing to shifting credit conditions across the currency area. 🌐 International ◆ FATF urged coordinated action on money laundering and terrorist financing risks emerging from decentralised finance. ◆ The Bank for International Settlements examined the monetary control implications of stablecoins in a new working paper on dollarisation. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

💨 It has been a busy few weeks for regulatory change. A good moment to show what our analysis actually gives you. In the last stretch alone we have mapped the adopted EU AI Act Digital Omnibus changes, Ireland's Regulation of Artificial Intelligence Bill 2026, DORA and third-party ICT risk, the Consumer Protection Code 2025 (342 provisions of the 2012 Code traced across two instruments), and S.I. 309 of 2026 on distance financial services, published with a comparison report and a full correlation table side by side. 🧐 None of these is just a summary. Each comes with an interactive map that links to the source provision, a comparison report that rates every change for significance, a correlation table from the old rulebook to the new, and Excel and PDF versions for your team and your committee pack. The human-curated data is still the foundation. The tools just get you to the answer faster. 🙌🏼 The response from compliance, legal and risk teams has been strong. Read the analyses: https://lnkd.in/edyEm2t8 #RegTech #Compliance #FinancialServices #ConsumerProtection

🔔 Regulatory & Policy Update 📆 22 July 2026 💬 Decentralised finance and stablecoins, anti-money laundering supervision, cybersecurity reform, pensions and sanctions lead today's regulatory agenda. 🇮🇪 Ireland ◆ Legislation (Ireland): New instruments took effect, including sanctions regulations targeting serious human rights abuses, commencement of the Critical Infrastructure Act 2026 and enactment of the National Treasury Management Agency (Miscellaneous Provisions) Act 2026. ◆ Central Bank of Ireland: Published its latest Markets Update and July 2026 Bank Lending Survey results, signalling current supervisory priorities and credit conditions. 🇬🇧 United Kingdom ◆ FCA: Released 2025 general insurance value measures data alongside Wider Implications Framework minutes and annual reports, maintaining focus on product value and cross-regulator coordination. ◆ OFSI: Updated UK financial sanctions guidance and FAQs, including new provisions on Basic Needs Allowance licensing. ◆ Legislation (UK): Progressed the Cyber Security and Resilience (Network and Information Systems) Bill, strengthening protections for critical digital infrastructure. 🇪🇺 European Union ◆ European Commission: Advanced a broad package covering the Cybersecurity Act 2, PEPP and occupational pensions (IORP) reforms, the 2030 Consumer Agenda and implementing rules for AI Act proceedings. ◆ AMLA: Finalised implementing technical standards on supervisory cooperation for direct supervision under the EU anti-money laundering framework. ◆ ECB: Published its second-quarter 2026 euro area bank lending survey, offering macro-financial insight on credit standards and demand. 🌐 International ◆ FATF: Issued a targeted report on the regulatory challenges of decentralised finance and urged coordinated action on emerging DeFi risks. ◆ BIS: Published a working paper examining dollarisation, monetary control and the implications of the rise of stablecoins. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy

🔔 Regulatory & Policy Update 📆 21 July 2026 💬 AI Act transparency, anti-money laundering reform, Solvency II governance, T+1 settlement and tax transparency lead today's regulatory agenda. 🇮🇪 Ireland ◆ Central Bank of Ireland — CP171 consults on refinements to the Domestic Actuarial Regime and Head of Actuarial Function governance under Solvency II, with responses due by 20 October 2026. ◆ Government of Ireland — the Planning and Development (Amendment) Act 2026 is enacted to streamline judicial review, tighten timelines and accelerate housing delivery. 🇬🇧 United Kingdom ◆ HMRC and HM Treasury — expanded anti-money laundering supervision resources accompany the Stamp Taxes on Shares modernisation, ahead of a self-assessed Securities Transfer Tax in 2027. ◆ UKEB — a final call for comments on the IAS 21 hyperinflationary presentation currency amendments coincides with publication of its July work plan. 🇪🇺 European Union ◆ European Commission — guidelines on the AI Act's Article 50 transparency obligations precede application on 2 August 2026, while the Commission fines AliExpress €550 million under the Digital Services Act. ◆ ECB — the Q2 2026 Survey on the Access to Finance of Enterprises reports tightening bank lending conditions and a widening financing gap for smaller firms. ◆ ESMA — firms are urged to finalise preparations for the EU's transition to a T+1 settlement cycle from 11 October 2027. ◆ AMLA — an updated reporting taxonomy (Framework v4.3) prepares firms for the 2027 risk assessment of entities eligible for direct supervision. 🌐 International ◆ OECD — Corporate Tax Statistics 2026 expands country-by-country coverage to around 9,400 multinational groups, reinforcing BEPS and tax transparency monitoring. ◆ OFAC — new Russia-related designations under Executive Order 14024 add two entities to the SDN List, each carrying secondary sanctions risk. 🔔 Follow for concise global regulatory updates every weekday #RegulatoryUpdate #FinancialServices #EURegulation #UKRegulation #Ireland #Compliance #FinReg #Policy