Alera Group, Inc.

As employers begin planning for the 2027 plan year, another key benchmark is now available. The Internal Revenue Service (IRS) has issued the Affordable Care Act (ACA) affordability percentage adjustment for 2027, providing important guidance for employers as they evaluate health plan contributions and compliance obligations. Understanding these updates now can help employers make informed decisions and prepare for the year ahead. 📖Read our latest Legal Alert: https://ow.ly/Ps1K50Ztlyk #LegalAlert #HRCompliance #ACACompliance #EmployeeBenefits

The P&C market is not one story. Some conditions are improving. Some risks remain under pressure. And for many organizations, the real story is not just premium. It is coverage, underwriting, data quality and risk profile. Alera Group’s 2026 Property and Casualty Market Update breaks down five themes shaping the rest of the year, including where buyers may have more leverage and where year-end planning still requires caution. 📤Download the report➡️https://ow.ly/E95N50Zs3ct

At Alera Group, our internship program is more than a summer experience. It is an investment in the next generation of talent. With 34 interns working across our offices nationwide, this year’s program is already bringing new energy, fresh perspectives, and meaningful contributions to our teams. From day one, our interns are immersed in the work. They are building relationships, gaining real-world experience, and learning how our business comes together across teams and locations. Our internship program is designed to do more than introduce careers. It creates opportunities to grow, connect, and apply knowledge in a real-world setting. It also gives our interns a deeper look into our culture. Through shared experiences and dedicated sessions, they are seeing how collaboration, connection, and a commitment to one another shape the way we work every day. Here is a look at our interns in action this summer. We are proud to be part of their journey.

The P&C market is getting friendlier. Your coverage may not be. That’s one of the most important takeaways from Alera Group’s 2026 Property and Casualty Market Update. While overall premium growth flattened in the first half of the year, the full story is more nuanced. Competition is increasing in parts of the market, but underwriting is becoming more data-driven, coverage language is getting more precise and outcomes still vary widely by risk profile, geography and line of coverage. For business leaders planning ahead, this is the key question: Are you only looking at premium, or are you evaluating the protection behind it? Our latest Market Update breaks down what has changed since the 2026 Market Outlook and what organizations should consider as they prepare for year-end planning. 📘 Download the Report: https://lnkd.in/eaWUhmA9 📊 Interested in learning how this applies to your business? Connect with our team. #RiskManagement #Insurance

In the latest episode of The Pulse with Mary Delaney, we’re joined by Dr. Joshua Dowell, co-founder of Vascular & Interventional Physicians (VIP), to discuss how rethinking where interventional radiology care is delivered can significantly improve outcomes — especially in cancer care. In the conversation, Dr. Dowell explores: ▪️Why hospital-based interventional radiology isn’t always the best option ▪️How alternative care models can reduce cost and patient risk ▪️The role site-of-care decisions play in quality, access and sustainability ▪️What the future of interventional radiology could look like outside traditional hospital settings This episode offers a compelling look at how innovative delivery models can drive better care at lower cost. 🎧Listen now: https://ow.ly/NjgW50Z8ctz #HealthcareInnovation #InterventionalRadiology #ThePulseAleraGroup

If you’re using averages to plan your 2027 benefits strategy… you may be missing critical insights. Most organizations benchmark against industry averages. But in 2026, one thing became clear: Costs didn’t just increase — strategies diverged. 84% of employers experienced medical rate increases. But how they responded looks very different. Some absorbed costs. Some shifted funding models. Others expanded supplemental benefits to improve affordability. ❌ Averages mask those decisions. Averages mislead. Here’s what the data actually shows: The gap between average and high-performing employers is where strategy lives. Download the 2026 Benchmarking Report to see what organizations are really doing, and how to plan smarter for 2027: https://ow.ly/APk250ZmXRE Want to go deeper? We can build a custom benchmark tailored to your organization. Then help you act on it.

GLP-1 coverage decisions aren't just pharmacy decisions anymore. They're financial strategy decisions. As utilization grows and costs continue to rise, many employers are asking the same questions: ▪️How do we balance affordability and access? ▪️What is the long-term budget impact? ▪️How do we create policies that remain sustainable over time? Our Employee Benefits team will break down current GLP-1 trends, explore plan design strategies, and share practical approaches to managing utilization while supporting employee needs. For organizations using benchmarking data to guide benefits planning, understanding how GLP-1 strategies fit into the broader benefits landscape has become increasingly important. Join us to gain a decision-making framework you can bring into your next benefits planning discussion and walk away with actionable insights to help evaluate your organization's path forward. 📅Register: https://ow.ly/AR6h50ZmW3z

The Property and Casualty market is sending mixed signals… and most organizations are only seeing part of the picture. Rates are stabilizing in some areas. But at the same time, underwriting is becoming more advanced, coverage is tightening, and outcomes are diverging — often in ways that aren’t immediately visible. In our latest analysis, five key themes are shaping how the market is actually behaving today: ▪️Stabilizing rates that don’t always translate to savings ▪️Coverage narrowing across key lines ▪️Data and AI redefining risk evaluation ▪️Continued pressure in casualty ▪️A growing divide between preferred and non-preferred risks Understanding how these forces interact is critical to making informed decisions about your program. Our 2026 Property and Casualty Market Update breaks down what’s driving these shifts, and what they mean in practice. Access the full report: https://ow.ly/vMLK50ZkLQN  #Insurance #RiskManagement #MarketInsights

Most employers think telemedicine is about convenience. The real opportunity is far bigger. As Alexander Koglin shared during our Benchmarking That Drives Decisions webinar: ▶️ The next evolution isn’t episodic care — it’s virtual primary care. ▶️ It’s about ongoing relationships, not one-off visits. ▶️ And it’s helping employers address real gaps in access, affordability and outcomes. In fact, in some markets, employees can’t even see a primary care physician for months, driving demand for smarter solutions. That’s why benchmarking matters. The difference between average performance and best-in-class strategies isn’t incremental — it’s transformational. 🔗Download the 2026 Employee Benefits Benchmarking Report to see how leading employers are adapting: https://ow.ly/aj5750ZkOzo Or connect with our team to build a custom benchmarking analysis tailored to your industry and workforce. #EmployeeBenefits #Benchmarking #VirtualCare #HRStrategy #HealthcareInnovation #BenefitsStrategy

As the United States marks its 250th Independence Day, we pause to reflect on the ideals of freedom, unity and shared responsibility that continue to guide our communities. Today we honor the generations who helped shape our country and look ahead to the progress we can make when we move forward together. From all of us at Alera Group, we wish you a safe and meaningful Fourth of July.