Raphael & Associates

At Raphael & Associates, we excel in restaurant property, liability, and liquor liability claims management. From delis to white tablecloth establishments, our team has the depth and breadth of experience to manage any restaurant related claim. Raphael & Associates is where you need us when you need us for all of your restaurant claims needs. Please email marketing@raphaelandassociates.com for more information.  

Raphael & Associates excels in hospitality claims management. Our experienced teams can manage your property, liability, and liquor liability for your hospitality claims. Our extensive knowledge of all aspects of property, liability, and liquor liability enable us to handle claims of any size or complexity. From restaurants, to hotels, to bars and taverns, Raphael & Associates is the leader in hospitality claims management.  

Raphael & Associates is proud to partner with Torgon Specialty Underwriting. Partnership is one of the core pillars of our business, and it drives the way we support every client and underwriting partner. We work with Torgon Specialty Underwriting to provide the data, insight, and service they need to ensure success with their clients and partners. Thank you for the partnership!

At Raphael & Associates, our clients value our extensive liability expertise and resources that drive industry-leading service levels. We have a strong track record of prompt, thorough, and fair investigations to determine the merit of a claim. A sample of our liability practice areas are listed below but we can handle almost any liability claim for our clients due to our sizeable liability claims division. - General liability  - Excess liability  - New York Labor Law  - Liquor liability  - Professional liability  - Management liability  - Environmental claims  - Product liability  - Public entity  - And more For liability claims help, please email marketing@raphaelandassociates.com for more information. We would love the opportunity to partner with you!

New York Labor Law claims are among the most challenging and high‑exposure matters in the industry. Raphael & Associates dedicated team excels in handling these claims with unparalleled expertise. With extensive experience across complex liability and high‑exposure claims, our team understands the nuances of challenging cases and the critical importance of effective risk transfer. These cases can be complex and lengthy but our adjusters are skilled negotiators who navigate coverage, litigation, and settlement strategy with precision. When the stakes are high, clients rely on Raphael & Associates for the clarity, confidence, and results that only true specialists can deliver. For more information, please email marketing@raphaelandassociates.com .

At Raphael & Associates, we take pride in our comprehensive and proactive approach to Construction Defect claims. Our dedicated Construction Defect team brings decades of experience. We handle a wide variety of Construction Defect claims across multiple jurisdictions. We provide the best customer service to both clients and insureds and understand the complexities and nuances surrounding Construction Defect claims. For more information, please email marketing@raphaelandassociates.com .

Ready to advance your career with a growing, dynamic organization? Raphael & Associates is expanding and seeking top talent. Explore opportunities and apply via our website, or LinkedIn.

At Raphael Field Adjusting, our goal is to provide consistent, high-quality adjusting services that help our clients achieve faster, better outcomes. Our licensed and highly trained adjusters feature broad areas of expertise, handling claims of all types, from routine claims to the most elaborate. · Nationwide field adjusting coverage for both property and liability claims · Seasoned professionals who average more than 20 years of experience · Expert judgment on complex coverage, liability, causation, and damages Raphael Field Adjusting can handle all of your field adjusting needs from minor incidents to complex claims. We will be there where you need us, when you need us.

Happy Independence Day! As we celebrate 250 years of our nation, everyone at Raphael & Associates wishes you a safe and happy holiday.

The Raphael & Associates fine art team features specialists with experience from organizations recognized as industry leaders in the fine arts and collectibles arena. We work closely with insureds, artists, conservators, and appraisers to conduct thorough investigations that reflect the uniqueness of these treasured and often irreplaceable articles. Our expertise allows us to achieve the best possible outcomes for unique fine art and collectible claims.