Are your clients planning to buy a home with a Veterans Affairs loan in 2026? Send them this article to show them what they should know about loan limits, entitlement, and when a down payment may be required. https://bit.ly/4sBiqIJ Author: Mike Crossett
The Federal Savings Bank
Financial Services
Chicago, IL 31,995 followers
We are a federally chartered bank with a focus on educating our customers and providing opportunity for homeownership.
About us
As the largest, privately held, veteran owned and operated bank in the country, The Federal Savings Bank focuses on mortgage lending because we know that home is more than just four walls. It’s the foundation for your dreams, memories, and legacy. It's the comfort that comes with stability and the vision of a secure future. As a federally chartered bank, we are proud to be able to support your homebuying process in all 50 states. With the strength of a national bank and the heart of a family-owned lender, we carefully match our home lending solutions to your specific financial needs, not everyone else’s. We’re eager to make your home lending journey as smooth and efficient as possible through cutting-edge technology and personal, one-to-one care. It’s our privilege to guide you from home loan to welcome home. NMLS# 411500 The Federal Savings Bank is an Equal Housing Opportunity Co. and member FDIC.
- Website
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http://www.thefederalsavingsbank.com
External link for The Federal Savings Bank
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- Chicago, IL
- Type
- Privately Held
- Founded
- 2012
- Specialties
- VA Loans, FHA, Jumbo Loans, First Time Home Buyers - 3% Down Loan Options, Fixed Rate Mortgages, HECM, CDs, Conventional Loans , and Construction Loans
Locations
Employees at The Federal Savings Bank
Updates
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Many first-time homebuyers wrestle with a big question: condo or single-family home? The choice often is more of a lifestyle or budget-centric decision, but there are mortgage considerations, too. Property type can influence how a loan is reviewed, what documentation is needed, and how monthly costs are calculated. In our article, we break down the key mortgage considerations for condos vs. single-family homes, so first-time buyers know what to expect before making a decision. https://bit.ly/4rOAfCU
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When clients discuss second-home ownership, the conversation often starts with a destination. A place where children and grandchildren gather. A favorite vacation spot that becomes part of the family story. A future retirement destination that can be enjoyed long before retirement arrives. For many homeowners, a second home represents more than a property purchase—it's a long-term investment in experiences and time spent with the people who matter most. Destin continues to be a popular destination for buyers seeking both coastal living and lasting family traditions. #HomeBeginsHere #MortgageLendingSolutions #RealEstateProfessionals #SecondHomeLoan
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Accessibility renovations and aging-in-place updates are becoming more common considerations for long-term homeowners and their families. For homeowners planning larger modifications, a cash-out refinance may provide an opportunity to fund meaningful home improvements while preserving continuity and long-term stability. These projects often reflect thoughtful planning around independence, care, and quality of life. #HomeBeginsHere #HomeEquity
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Outdoor spaces don’t need to be completed all at once to be effective. Starting with one functional area allows homeowners to prioritize what matters most and build over time. A helpful resource to share with clients: https://tfsb.us/upgEo #HomeBeginsHere #Homeownership #ClientResources
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Are your clients worried that shopping for a mortgage will hurt their credit? Don't let incomplete information hold back their homebuying process. Our article explains why lenders review credit, the difference between a soft and hard credit inquiry, and what borrowers should know about the impact of mortgage shopping on their credit. Send it to your clients to help keep their process in motion. https://bit.ly/4d9hB4G Author: Neil Bader
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Career moves don’t always align neatly with homebuying timelines. This article outlines how job changes may impact mortgage approvals and how borrowers can try to keep the process on track. Send it to your clients to help them learn how to navigate career changes during the homebuying process. https://bit.ly/4b50PB0 Author: Neil Bader
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Maintenance plays a big role in whether an outdoor space actually gets used. Designing with low-maintenance materials and realistic upkeep in mind can help homeowners enjoy their space more consistently. A practical resource to share with clients: https://tfsb.us/upgEo #HomeBeginsHere #Homeownership #ClientResources
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When clients talk about purchasing a second property, one of the first questions is often: "Should I buy a second home or an investment property?" The answer usually starts with their goals. Some clients are looking to generate rental income. Others are looking for a place to spend holidays, enjoy weekends away, create family memories, or establish a future retirement destination. Understanding the intended use of the property can help shape the financing conversation and ensure clients explore options that align with their long-term plans. #HomeBeginsHere #MortgageLendingSolutions #RealEstateProfessionals
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Storm recovery often brings financial uncertainty long after the weather passes. For qualified homeowners facing unexpected repair expenses, a home equity line of credit (HELOC) may provide flexible access to funds while homeowners assess damage, prioritize repairs, and plan long-term recovery efforts. Practical guidance and adaptable financial solutions matter during periods of recovery and rebuilding. #HomeBeginsHere #HomeEquity #MortgageProfessionals
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