Attorney

Transactional Attorney Consumer Finance & Real Estate (Residential Mortgage)

Position Overview

• Role: Associate Attorney – Real Estate & Consumer Finance
• Structure: Quasi in-house role supporting a premier national residential mortgage lender. Employed by a law firm but embedded directly with the client. No hourly billing requirements.
• Location: Dallas, TX (Hybrid flexibility available)
• Experience Level: 4–7 years with a blend of real estate/title transactional work and consumer finance, ideally within a residential mortgage environment

Key Responsibilities

Real Estate & Transactional Support (Primary Focus)

• Advise on residential real estate transactions, including title, closing, and post-closing matters
• Review loan files, title commitments, and closing documents to identify and resolve transactional issues
• Partner with closing, title, and escrow teams to ensure smooth, timely execution of mortgage transactions
• Provide practical legal guidance to facilitate closings and resolve deal-related hurdles
• Assist with title analysis, lien issues, and coordination with title insurance providers

Consumer Finance & Regulatory Advisory

• Counsel on compliance with TILA, RESPA, TRID, ECOA, and FCRA within the context of mortgage transactions
• Monitor developments from CFPB, HUD, and state regulators impacting lending and closing practices
• Provide actionable, risk-based guidance aligned with operational realities

Business & Operational Integration

• Support underwriting, origination, and closing teams throughout the loan lifecycle
• Partner with General Counsel’s office on lending policies, including fair lending and compliance considerations
• Deliver practical, business-oriented legal solutions that balance compliance with production goals

Qualifications

Education & Credentials

• J.D. from an accredited law school
• Active Texas bar license in good standing

Required Experience

• 4+ years of experience across real estate/title transactions and consumer finance law
• Hands-on exposure to residential mortgage closings, title review, and lending compliance
• Experience within a law firm or financial institution environment

Technical Skills

• Working knowledge of title, escrow, and residential closing processes
• Familiarity with Fannie Mae, Freddie Mac, FHA, and VA guidelines
• Strong understanding of federal and state consumer lending regulations
• Legal research proficiency (Westlaw or LexisNexis)

Professional Competencies

• Ability to operate independently in an embedded, client-facing environment
• Strong communicator with the ability to translate legal guidance for business teams
• Organized, responsive, and effective in a deadline-driven transactional setting