Paul-Adrien Hyppolite’s Post

CFOs and treasurers often ask us a version of the same question: I've parked my short- to medium-term cash in your products, but what about the rest? Money we won't need for a year, sometimes more. Can we earn more by locking part of it away, or taking on a reasonable amount of risk? Until now, our answer was simple: most offers on the market weren't worth the trade-off in hassle or risk. Today, that’s changing. We think we can shake up the longer-term cash market the same way we've done for the short term. We're building the range that covers all of it: a full suite of treasury products spanning every time horizon and every risk tolerance, so any CFO, any treasurer, any saver can find the product that actually matches their objectives and constraints. • Different horizons, from instant to longer-term • Different risk appetites, always with full transparency on what backs the yield • Always the best possible rates, on a constantly improving platform (UI + API) I'm particularly excited about who's leading this: Paul Heron just joined Spiko as 𝐻𝑒𝑎𝑑 𝑜𝑓 𝐹𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝐼𝑛𝑠𝑡𝑟𝑢𝑚𝑒𝑛𝑡𝑠, coming from Goldman Sachs. Leaving Goldman for a three-year-old company is not a common move. It tells you something about how Paul sees where this space is going, and it tells you something about the ambition we have for what comes next. He's exactly the person you want designing and shipping the next generation of products that make cash work harder. Welcome, Paul! We're lucky to have you. If you have product ideas to share, if you want to partner with us, and of course if you want the best yields on the cash you're reluctant to call 'idle,' please reach out 🙌