The payments landscape has shifted from basic compliance to an intelligent ecosystem powered by data and automation. To help organizations navigate this evolution, Broadcom’s Matt Cooke shared key insights from the newly released Arcot 2026 Payments Report. Analyzing 2.85 billion transactions across 5,500 financial institutions, the report highlights why siloed legacy systems can no longer support modern e-commerce. Moving forward, Broadcom’s strategic focus for Arcot centers on driving optimization through: • Arcot Smart Ruleset: Reducing false-positive declines and closing fraud gaps. • Infrastructure Scaling: Supporting surging data flows while delivering world-class SLAs. • Frontier AI Integration: Hardening authentication security directly within our 3DS platform. 👉 Read the full blog to see how we are turning payment security into a true revenue driver. https://brcm.tech/3PBtB5W
One of the harder challenges in digital payments is that stronger security often introduces more friction for legitimate users. The balance between fraud prevention, customer experience, and infrastructure scalability is becoming much more difficult to manage as transaction volumes and attack sophistication continue to increase.
Do you think the biggest bottleneck in payments today is actually fraud detection accuracy, or the fragmentation of systems that prevents real-time intelligence from being applied consistently across the transaction flow?
The shift from siloed compliance to data-driven fraud prevention is a pattern we're seeing across many domains. The Arcot Smart Ruleset approach — using transaction-level intelligence to reduce false positives rather than just layering on stricter rules — is exactly the right direction. 2.85 billion transactions is a serious dataset for training those models. Curious how the Frontier AI integration handles adversarial attack vectors as fraud tactics evolve alongside the detection systems. #Payments #FraudPrevention #AI