Turnberry Management Risk Solutions (Pty) Ltd - Gap Cover

Tony CEO - https://lnkd.in/dPmGybHZ Many South Africans in their late 30s to 60s are feeling the pressure of supporting two generations at once – raising children while caring for ageing parents. This growing group, often called the “sandwich generation,” is navigating rising living costs, increasing healthcare expenses, and the responsibility of securing their family’s financial future. With over 5.6 million South Africans now over 60, the demand for family-supported elder care is growing. At the same time, medical inflation and specialist fees often far exceed medical aid rates, leaving many families exposed to significant out-of-pocket costs. For caregivers already managing school fees, household expenses, and daily costs, unexpected medical shortfalls can quickly derail savings and long-term financial goals. That’s why financial tools like gap cover are becoming increasingly important. By covering the difference between what medical schemes pay and what specialists charge, gap cover helps protect families from large, unexpected healthcare bills – giving caregivers peace of mind while supporting those who depend on them. As family dynamics evolve and healthcare costs rise, planning ahead is one of the most powerful ways to protect both your parents’ care and your family’s financial stability. Financial Stability for South Africa’s Sandwich Generation https://lnkd.in/d3RKy5_h 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Tony Singleton - CEO - https://lnkd.in/dRMB2Z4G Many South African families believe medical aid means full cover — but the reality is often very different. With rising healthcare costs and specialists charging above scheme rates, unexpected shortfalls, co-payments, and out-of-pocket expenses are becoming more common. And these costs don’t just come from major events — even routine procedures can lead to significant bills. Here’s the truth: “100% of scheme rate” doesn’t mean 100% covered. Over time, these gaps can add up to hundreds of thousands of rand — placing real pressure on savings, investments, and financial security when families should be focused on recovery. Medical aid is essential — but it’s not always enough. Gap cover plays a critical role in bridging the difference, helping protect you from the financial impact of medical events. The key? Don’t wait for a crisis. Have the conversation with your financial advisor and make sure your cover truly protects you when it matters most. The bill you never saw coming – real healthcare cost shocks facing South African families - Lifestyle & Tech https://lnkd.in/dhXJUH4i 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Need medical cover in South Africa? With so many options—medical schemes, gap cover, and medical insurance—it can feel overwhelming. The key is finding the right mix that fits your lifestyle, health, life stage, and, of course, budget. Don’t let the confusion hold you back. Turnberry Gap Cover makes it easy to understand your options and get the peace of mind you deserve. Contact us today to learn more! https://lnkd.in/dwFDAB-j 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Life’s expensive enough without surprise medical bills, right? That’s why we’re so excited about Turnberry’s new Dynamic Gap Cover launching 1 October! For as little as R180 p/m, you can relax knowing you’re covered for those extra costs your medical aid doesn’t always pay for – like co-payments, sub-limits, cancer treatment, even casualty visits. It’s flexible, affordable, and perfect if you’re just starting out as a young professional or couple. Because peace of mind shouldn’t cost a fortune. That’s Dynamic. Ready to protect your health (and your wallet)? Simple. Affordable. Reliable. That’s Dynamic. Take charge of your healthcare today! https://lnkd.in/dkjsFjub 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Brokers + Gap Cover = A Winning Team With rising healthcare costs and medical aid limitations, brokers play a vital role in protecting clients from unexpected medical expenses. By partnering with trusted Gap Cover providers, brokers can: Bridge the financial gap for clients Add real value to their service Stand out in a competitive market Let’s work together to create better outcomes—for your clients and your business. https://lnkd.in/dcgKw-ri 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Co-payments, sub-limits & medical shortfalls – they add up fast, even if you already have medical aid. That’s why Gap Cover has become a must-have in today’s healthcare planning. The right medical aid and gap cover should fit your needs, life stage, and budget – giving you peace of mind when it matters most. Don’t leave your health (or your wallet) exposed. Get expert advice and make the smart choice for your future. Protect yourself today – your health is worth it! Contact us today for expert guidance! https://lnkd.in/dcgKw-ri 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Medical Shortfalls and Gap Cover Explained Hot 91.9 FM – Podcast – Brian Harris and Jeremy Maggs The discussion highlights common medical treatments that lead to unexpected shortfalls, including gastrointestinal issues, orthopaedic procedures, and maternity-related costs. It emphasizes that individuals often assume their medical aid covers everything, leading to surprise expenses. The advice given is to conduct a self-risk assessment before seeking medical assistance, but also to recognise that some procedures cannot be delayed. Financial advisors or brokers are recommended to help navigate the complexities of medical aids and gap cover providers to find the right financial solution for families. Specialists are increasingly transparent about costs and potential shortfalls, often inquiring about gap cover. bit.ly/4o1npQp https://lnkd.in/dgZ9cNWW 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Hear what our brokers are saying about Turnberry's Broker Support and contact us to join our Turnberry Team. “Amazing service on claims and new business. There is no task too big or small and all of my queries are always answered speedily. Claims are handled timeously and new business is issued with great urgency.” “Turnberry’s has given me excellent service, always someone to assist with any issues. Turnberry’s Claim Service is excellent, fast and very seldom any errors.” “Turnberry has been great and has allowed us to offer great value and certainty when it comes to our clients’ healthcare needs. Turnberry is there for our clients when they need it most which allows us to fulfil our promise to our clients as advisors. Claims experience is always smooth and simple for both advisors and clients.” Fast. Efficient. Reliable. That's the Turnberry difference. Complete our online application form today! https://lnkd.in/djZFAu6R 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Medical Aid, Health Insurance, or Hospital Plan — do you know the difference? Not all healthcare cover is created equal! Many South Africans use the term “medical aid” to describe any medical cover, but in reality, each option does something different. Turnberry breaks it down — from day-to-day cover, to hospital costs, and why Gap Cover is essential even if you already have medical aid. Know what you’re covered for. Know what you’re not. Be financially prepared for the unexpected. https://lnkd.in/dcgKw-ri 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Young professionals are getting smarter with their money – saving, investing, and planning for the future. But one cost is often overlooked: the growing shortfalls in private healthcare. Even with medical aid, hospital stays, surgeries, or accidents can leave you with bills of tens of thousands of rands. That’s where Gap Cover steps in – filling the gap between what your medical aid pays and what specialists actually charge. Why young people need to take note: Accidents and emergencies can happen at any age – from sports injuries to car accidents. Entry-level Gap Cover options make it affordable to start early. Planning ahead protects your financial stability and keeps you on track with your goals. Gap Cover isn’t just for older people or families anymore – it’s becoming an essential part of every young professional’s financial plan. Ready to learn more? Complete our online application form. https://lnkd.in/d8uyjAu8 𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭