exclamationIMPORTANT LOAN CHANGE FOR 2026-27 AND FORWARD
In accordance with provisions of the recently passed One Big Beautiful Bill (OB3), your annual eligibility for federal Direct Subsidized and Unsubsidized loans will be reduced proportionally if you are enrolled less than full time. Review 2026 federal financial aid updates.
TYPES OF FEDERAL FINANCIAL AID
Grants
Grants are awarded to students who have exceptional financial need; however, not all applicants are guaranteed to receive them. Grants are gift aid provided by federal and state governments and do not have to be repaid.
Loans
Loans are available to assist with educational expenses and must be repaid.
Work Study
The Federal Work Study (FWS) Program provides part-time on-campus and off-campus employment to students. Eligibility for this program depends on financial need and availability of federal funds.
APPLYING FOR FEDERAL FINANCIAL AID
To apply for federal financial aid, you must complete the Free Application for Federal Student Aid (FAFSA).
LEARN ABOUT FEDERAL FINANCIAL AID
This tool is designed to estimate costs and eligibility for financial aid based on the information you enter about yourself and your family.
All UA students who receive federal financial aid must make satisfactory academic progress (SAP) toward degree completion.
Verification is a process created by the U.S. Department of Education to confirm the accuracy of information provided on the FAFSA.
