Research classified by Journal of Economic Literature (JEL) codes

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Top JEL
/ D: Microeconomics
/ / D1: Household Behavior
/ / / D14: Household Saving; Personal Finance

2025

• Haowen Jia, 2025, "Broadband Access and Household Risky Assets Investment: A Double/Debiased Machine Learning-Based Difference-in-Difference Approach," SAGE Open, , volume 15, issue 3, pages 21582440251, September, DOI: 10.1177/21582440251375789.
• Mingyue Song & Jieming Chen & Wei Sun & Jiankang Feng, 2025, "How Health Risks Drive Household Economic Vulnerability: A Dual Perspective on Finance and Poverty," SAGE Open, , volume 15, issue 4, pages 21582440251, October, DOI: 10.1177/21582440251385954.
• Jannik Schumann, 2025, "Inflation and wealth accumulation of young German households: Evidence from SOEP panel data (2015?2022)," International Journal of Business and Management, International Institute of Social and Economic Sciences, volume 12, issue 2, pages 24-45, October.
• Miroslawa Kaczmarek, 2025, "Financial vs Psychological Wellbeing of Generations X, Y, and Z Consumers in Poland," Journal of Banking and Financial Economics, University of Warsaw, Faculty of Management, volume 1, issue 23, pages 95-106, DOI: 10.7172/2353-6845.jbfe.2025.1.7.
• Stefano Maria Corbellini, 2025, "Interest Rate Smoothing in the Face of Energy Shocks," Working Papers, The University of Sheffield, Department of Economics, number 2025014, Dec.
• Pablo Cotler, 2025, "Does financial inclusion reduce informal savings? Evidence from Mexico," Working Paper Series Sobre México, Sobre México. Temas en economía, number 2025002, Sep.
• Paweł Kuśmierczyk & Radosław Kurach & Marek Kośny, 2025, "Measuring risk attitude: the results of the combined experimental and survey research," DECISION: Official Journal of the Indian Institute of Management Calcutta, Springer;Indian Institute of Management Calcutta, volume 52, issue 3, pages 333-354, September, DOI: 10.1007/s40622-025-00431-5.
• Swachha Sisir Das & Sasmita Mishra & Zefree Lazarus Mayaluri, 2025, "Conditional GAN-based synthetic financial modeling for street vendors in India’s informal economy," Digital Finance, Springer, volume 7, issue 4, pages 653-677, December, DOI: 10.1007/s42521-025-00145-4.
• Daniel Kaliski, 2025, "Household debt, self-insurance, and subjective medical expenses risk," Empirical Economics, Springer, volume 68, issue 3, pages 1191-1231, March, DOI: 10.1007/s00181-024-02671-3.
• Anquan Zhang & Lu Liu, 2025, "Does the housing provident fund cause housing inequality? The micromechanism and macroeffect in China," Financial Innovation, Springer;Southwestern University of Finance and Economics, volume 11, issue 1, pages 1-28, December, DOI: 10.1186/s40854-025-00778-9.
• Antonio Acconcia & Simone Chinetti & Tullio Jappelli, 2025, "Consumption and Liquidity Shocks," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), volume 11, issue 1, pages 17-29, March, DOI: 10.1007/s40797-024-00267-5.
• Giuseppe Bertola & Anna Lo Prete, 2025, "Financial Literacy and Risk Protection During the Covid-19 Pandemic," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), volume 11, issue 2, pages 645-666, July, DOI: 10.1007/s40797-024-00286-2.
• Luigi Infante & David Loschiavo & Andrea Neri & Matteo Spuri & Francesco Vercelli, 2025, "The Heterogeneous Impact of Inflation Across the Joint Distribution of Household Income and Wealth," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), volume 11, issue 2, pages 703-724, July, DOI: 10.1007/s40797-024-00294-2.
• David Aristei & Manuela Gallo & Pierluigi Murro, 2025, "Financial Knowledge and Financial Fragility: Longitudinal Evidence from Italy," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), volume 11, issue 2, pages 667-702, July, DOI: 10.1007/s40797-025-00324-7.
• Christos I. Giannikos & Andreas Kakolyris & Tin Shan Suen, 2025, "Risk attitudes and private disability insurance holdings," Journal of Economics and Finance, Springer;Academy of Economics and Finance, volume 49, issue 1, pages 23-44, March, DOI: 10.1007/s12197-024-09689-4.
• Ibrahima Barry & Lassana Cissokho, 2025, "Effects of individual and household characteristics on informal entrepreneurship among youths in Senegal," Journal of Global Entrepreneurship Research, Springer;UNESCO Chair in Entrepreneurship, volume 15, issue 1, pages 1-15, December, DOI: 10.1007/s40497-024-00420-5.
• Simone Arrigoni & Laura Boyd & Tara McIndoe-Calder, 2025, "The long and the short of it: inheritance and wealth in Ireland," The Journal of Economic Inequality, Springer;Society for the Study of Economic Inequality, volume 23, issue 1, pages 119-142, March, DOI: 10.1007/s10888-024-09638-5.
• Simplice A. Asongu & Nicholas M. Odhiambo, 2025, "Employment and financial inclusion in energy poverty reduction: evidence from negative synergies," Journal of Innovation and Entrepreneurship, Springer, volume 14, issue 1, pages 1-21, December, DOI: 10.1186/s13731-025-00592-8.
• Pankhuri Sinha & Lokanandha Reddy Irala, 2025, "Prepared for retirement? Think again: a systematic review and future research agenda," Management Review Quarterly, Springer, volume 75, issue 1, pages 1-38, February, DOI: 10.1007/s11301-024-00437-w.
• Goran Karanovic & Ana Stambuk & Persefoni Polychronidou, 2025, "Assessing Financial Well-Being and Migration INTentions: A Perspective from Greek Students," Springer Proceedings in Business and Economics, Springer, in: Ilona Bartuseviciene & Buracas Antanas & Anastasios Karasavvoglou & Persefoni Polychronidou, "Building Resilience Through Digital Transformation and Sustainable Innovation", DOI: 10.1007/978-3-031-90054-9_7.
• Amos Mensah & Faizal Adams & Samuel Owusu Afriyie & Prince Asiedu & Vashti Owusu-Nkwantabisah & Stephen Prah & Awuah Michael & Malik Atahwu Rahaman, 2025, "The role of formal credit in enhancing maize production and profitability in Africa: empirical evidence from Ghana," Review of Agricultural, Food and Environmental Studies, Springer, volume 106, issue 2, pages 259-291, October, DOI: 10.1007/s41130-025-00235-2.
• Honghui Li & Masato Hiwatari, 2025, "Formal and informal finance in china and its relationship to household wealth: an empirical analysis based on micro data," SN Business & Economics, Springer, volume 5, issue 7, pages 1-27, July, DOI: 10.1007/s43546-025-00844-5.
• Marianna Brunetti & Elena Giarda & Costanza Torricelli, 2025, "Financial Fragility Across Europe: Is it the Household or the Country that Matters?," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, volume 176, issue 2, pages 799-850, January, DOI: 10.1007/s11205-024-03456-y.
• Kuo-Hao Lin, 2025, "Project-Based Learning in Financial Literacy Education: Effects on Learning Outcomes and Motivation Across Cognitive Styles," Advances in Management and Applied Economics, SCIENPRESS Ltd, volume 15, issue 3, pages 1-3.
• Silvia Paschina, 2025, "Loan Dynamics and Financial Decision-Making in Public Administration," Advances in Management and Applied Economics, SCIENPRESS Ltd, volume 15, issue 5, pages 1-5.
• Andrej Cupák & Klára Kizáková & Denys Orlov, 2025, "Exploring the Gender Gap in Financial Literacy: New Survey Evidence from Slovakia," Working and Discussion Papers, Research Department, National Bank of Slovakia, number WP 12/2025, Aug.
• Olivier De Jonghe & Konstantıns Benkovskis & Karolis Bielskis & Diana Bonfim & Margherita Bottero & Tamás Briglevics & Martin Cesnak & Mantas Dirma & Marina Emiris & Pálma Filep-Mosberger & Valenti, 2025, "Household Borrowing and Monetary Policy Transmission: Post-Pandemic Insights from Nine European Credit Registers," Working and Discussion Papers, Research Department, National Bank of Slovakia, number WP 16/2025, Nov.
• Tamara Bogatzki & David Stadelmann & Benno Torgler, 2025, "Guiltily indebted? How a word is linked to individual borrowing," Applied Economics Letters, Taylor & Francis Journals, volume 32, issue 9, pages 1269-1272, May, DOI: 10.1080/13504851.2024.2302891.
• Arnaud Natal & Christophe Jalil Nordman, 2025, "Psychology of Debt in Rural South India," Journal of Development Studies, Taylor & Francis Journals, volume 61, issue 7, pages 1042-1057, July, DOI: 10.1080/00220388.2025.2451871.
• Naoki Aizawa & Ami Ko, 2025, "Dynamic Pricing Regulation and Welfare in Insurance Markets," Journal of Political Economy, University of Chicago Press, volume 133, issue 8, pages 2371-2413, DOI: 10.1086/735512.
• Nobuhiko Nakazawa, 2025, "The Effects of Increasing the Eligibility Age for Public Pension on Individual Labor Supply: Evidence from Japan," Journal of Human Resources, University of Wisconsin Press, volume 60, issue 1, pages 102-128.
• Piera Bello & Marius Cziriak & Mario Padula, 2025, "Fee-ling Stuck? Provider Choice in a Mandatory Defined Contribution Pension System," Working Papers, Department of Economics, University of Venice "Ca' Foscari", number 2025: 26.
• EBELE, Chidera Favour & IHUARULAM, Gideon, 2025, "Determinants Of Household Debt-To-Gdp Financial Stability, And Economic Resilience. A Cross-Country Panel Analysis (2000–2023)," Studii Financiare (Financial Studies), Centre of Financial and Monetary Research "Victor Slavescu", volume 29, issue 2, pages 48-82, June.
• Jangid Jatin & Balkrishan Balkrishan & Bhardwaj Bhawana, 2025, "Going Cashless Easy or Challenging? Exploring Uncharted Facets of Digital Payments: A Mixed-Methods Approach," Economic and Regional Studies / Studia Ekonomiczne i Regionalne, Sciendo, volume 18, issue 3, pages 341-358, DOI: 10.2478/ers-2025-0025.
• Palimąka Karolina & Wronka Klaudia, 2025, "The financial situation of pensioners in Poland in the perspective of achieving Sustainable Development Goal number 1: No poverty," Financial Internet Quarterly (formerly e-Finanse), Paradigm, volume 21, issue 3, pages 77-87, DOI: 10.2478/fiqf-2025-0020.
• Rutecka-Góra Joanna & Pieńkowska-Kamieniecka Sylwia & Walczak Damian, 2025, "Retirement attitudes in Poland and Southeast Europe," Financial Internet Quarterly (formerly e-Finanse), Paradigm, volume 21, issue 4, pages 94-107, DOI: 10.2478/fiqf-2025-0030.
• Fachrudin Khaira Amalia & Yakob Rubayah & Lubis Muhammad Arif & Sitohang Ance Marintan D., 2025, "Examining the Influence of Parental Role, Peers, and Debt Literacy on Debt Behaviour among Undergraduate Students in Indonesia and Malaysia," Folia Oeconomica Stetinensia, Paradigm, volume 25, issue 2, pages 98-114, DOI: 10.2478/foli-2025-0024.
• NGUYEN Thuan Minh Hoang & DO Hoai-Thu Thi & DINH Dung Hai, 2025, "Toward Financial Sustainability: Understanding The Determinants of Retirement Saving Behavior among Sport Lecturers in Vietnam," Foundations of Management, Sciendo, volume 17, issue 1, pages 441-458, DOI: 10.2478/fman-2025-0029.
• Olszewski Krzysztof, 2025, "Does it Pay to Escape Herding Behaviour in the Housing Market?," Real Estate Management and Valuation, Sciendo, volume 33, issue 2, pages 123-134, DOI: 10.2478/remav-2025-0020.
• Baruani René Muselemu & Bayongwa Désiré Nzibonera, 2025, "From Financial Education to Savings - Foundation for the Sustainable Development of Small Traders in the Nyawera Market in the City of Bukavu, DRC," Valahian Journal of Economic Studies, Sciendo, volume 16, issue 2, pages 97-114, DOI: 10.2478/vjes-2025-0019.
• Malmendier Ulrike & Schaffranka Claudia & Schwarz Milena, 2025, "Frühstart-Rente: Voraussetzungen für Erfolg," Wirtschaftsdienst, Paradigm, volume 105, issue 11, pages 768-768, DOI: 10.2478/wd-2025-0194.
• Radke Marc Peter, 2025, "Geldanlage in turbulenten Zeiten: Wer erzielt die besseren Renditen – „Arm“ oder „Reich“?," Wirtschaftsdienst, Paradigm, volume 105, issue 6, pages 456-461, DOI: 10.2478/wd-2025-0115.
• Gross, Tal & Layton, Tim & Prinz, Daniel & Yates, Julia, 2025, "Social Defaults and Plan Choice: The Case of Spousal Following," Policy Research Working Paper Series, The World Bank, number 11207, Sep.
• Andraž Konc, 2025, "Mapping Economic Literacy: Comprehensive Literature Review," Economic Research Guardian, Mutascu Publishing, volume 15, issue 2, pages 183-198, December.
• Benjamin L. Collier & Cameron M. Ellis & Benjamin J. Keys, 2025, "The Cost of Consumer Collateral: Evidence From Bunching," Econometrica, Econometric Society, volume 93, issue 3, pages 779-819, May, DOI: 10.3982/ECTA22303.
• Antonia Grohmann & Lukas Menkhoff & Christoph Merkle & Renke Schmacker, 2025, "Earn More Tomorrow: Overconfidence, Income Expectations, and Consumer Indebtedness," Journal of Money, Credit and Banking, Blackwell Publishing, volume 57, issue 5, pages 1071-1102, August, DOI: 10.1111/jmcb.13157.
• Katya Kartashova & Xiaoqing Zhou, 2025, "How Do Mortgage Rate Resets Affect Consumer Spending and Debt Repayment? Evidence from Canadian Consumers," Journal of Money, Credit and Banking, Blackwell Publishing, volume 57, issue 5, pages 1167-1210, August, DOI: 10.1111/jmcb.13055.
• Philippe Kabore & Nicholas Rivers & Catherine Deri Armstrong, 2025, "Natural Disasters And Individual Economic Performance: A Case Study From The Slave Lake Wildfire," Climate Change Economics (CCE), World Scientific Publishing Co. Pte. Ltd., volume 16, issue 03, pages 1-29, August, DOI: 10.1142/S2010007825500125.
• Monica Rosciano & Maria Grazia Starita, 2025, "Relevant Topics In The Financial Well-Being Literature," Journal of Financial Management, Markets and Institutions (JFMMI), World Scientific Publishing Co. Pte. Ltd., volume 13, issue 01, pages 1-23, June, DOI: 10.1142/S2282717X24300022.
• Yevgeny Mugerman & Eyal Winter, 2025, "Behavioral Insights into Financial Planning: A Gradualism Approach to Will-Making," Quarterly Journal of Finance (QJF), World Scientific Publishing Co. Pte. Ltd., volume 15, issue 02, pages 1-25, June, DOI: 10.1142/S2010139225400051.
• Victoria Dobrynskaya & Vladimir Strelnikov, 2025, "Videogame Attributes as Alternative Investments," Quarterly Journal of Finance (QJF), World Scientific Publishing Co. Pte. Ltd., volume 15, issue 04, pages 1-22, December, DOI: 10.1142/S201013922640001X.
• Shaun Gilyard & Scott Schuh, 2025, "Daily Consumption Smoothing? New Evidence from a Payment Diary," Working Papers, Department of Economics, West Virginia University, number 25-04, Oct.
• Duk Gyoo Kim & In Do Hwang, 2025, "Demand for Home Pension and Reverse Mortgage: An Information Provision Survey Experiment," Working papers, Yonsei University, Yonsei Economics Research Institute, number 2025rwp-273, Nov.
• Fischer, Marcel & Khorunzhina, Natalia, 2025, "Divorce and financial well-being," arqus Discussion Papers in Quantitative Tax Research, arqus - Arbeitskreis Quantitative Steuerlehre, number 292.
• Agarwal, Vikas & Ghosh, Pulak & Prabhala, Nagpurnanand R. & Zhao, Haibei, 2025, "Animal spirits on steroids: Evidence from retail options trading in India," CFR Working Papers, University of Cologne, Centre for Financial Research (CFR), number 25-09.
• Bogatzki, Tamara & Stadelmann, David & Torgler, Benno, 2025, "Guiltily indebted? How a word is linked to individual borrowing," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, volume 32, issue 9, pages 1269-1272.
• Mishra, Mukesh Kumar, 2025, "Financial Literacy and Retirement Planning Trends: An Empirical investigation of Financial Planning in Saharsa District in Bihar," EconStor Research Reports, ZBW - Leibniz Information Centre for Economics, number 308691, DOI: 10.13140/RG.2.2.36185.84326.
• Andlib, Zubaria, 2025, "Empowering Women Digitally: A Randomised Controlled Trial on Digital Financial Literacy and Women's Economic Empowerment in Rural Pakistan," GLO Discussion Paper Series, Global Labor Organization (GLO), number 1656.
• Chauhan, Tarana, 2025, "Accounting for Empowerment? Examining Women's Financial Inclusion in India," GLO Discussion Paper Series, Global Labor Organization (GLO), number 1689.
• Bartscher, Alina K. & Kuhn, Moritz & Schularick, Moritz & Steins, Ulrike I., 2025, "The distribution of household debt in the United States, 1950-2022," Open Access Publications from Kiel Institute for the World Economy, Kiel Institute for the World Economy, number 318398, DOI: 10.1016/j.red.2025.101288.
• Bartscher, Alina K. & Kuhn, Moritz & Schularick, Moritz & Steins, Ulrike I., 2025, "The distribution of household debt in the United States, 1950-2022," Open Access Publications from Kiel Institute for the World Economy, Kiel Institute for the World Economy, number 323602, DOI: 10.1016/j.red.2025.101288.
• Bartscher, Alina K. & Kuhn, Moritz & Schularick, Moritz & Steins, Ulrike I., 2025, "The distribution of household debt in the United States, 1950-2022," Open Access Publications from Kiel Institute for the World Economy, Kiel Institute for the World Economy, number 324154, DOI: 10.1016/j.red.2025.101288.
• Clist, Paul, 2025, "The Common Problem of Bad Controls in Tests of the Linguistic Savings Hypothesis. A Comment on Ayres et al. (PNAS, 2023) and related literature," Journal of Comments and Replications in Economics (JCRE), ZBW - Leibniz Information Centre for Economics, volume 4, pages 1-27, DOI: 10.18718/81781.48.
• Balakina, Olga & Christiansen, Charlotte & Kallestrup-Lamb, Malene, 2025, "Greener pensions, greener choices: Linking investments to sustainable behavior," SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE, number 452, DOI: 10.2139/ssrn.5356784.
• Heeb, Florian & Kölbel, Julian & Weder, Camilla, 2025, "Beliefs about the climate impact of green investing," SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE, number 463, DOI: 10.2139/ssrn.5841424.
• Möhlmann, Axel & Vogel, Edgar, 2025, "When unemployment hits mortgage loans," VfS Annual Conference 2025 (Cologne): Revival of Industrial Policy, Verein für Socialpolitik / German Economic Association, number 325418.
• Kirschenmann, Karolin & Knebel-Seitz, Caroline, 2025, "To release or not to release? Preferences for home equity products in retirement," ZEW Discussion Papers, ZEW - Leibniz Centre for European Economic Research, number 25-069.
• Janssen, Bennet & Zhang, Youpeng, 2025, "Do retail investors care about ESG ratings?," ZEW Discussion Papers, ZEW - Leibniz Centre for European Economic Research, number 25-074.

2024

• Giulio Fella & Martin B. Holm & Thomas M. Pugh, 2024, "Saving after retirement and preferences for residual wealth," IFS Working Papers, Institute for Fiscal Studies, number W24/02, Jan.
• Thomas F. Crossley & Peter Levell & Hamish Low, 2024, "House price rises and borrowing to invest," IFS Working Papers, Institute for Fiscal Studies, number W24/09, Mar.
• Richard Audoly & Rory McGee & Sergio Ocampo & Gonzalo Paz-Pardo, 2024, "The life-cycle dynamics of wealth mobility," IFS Working Papers, Institute for Fiscal Studies, number W24/12, Apr.
• Elisa Guglielminetti & Concetta Rondinelli, 2024, "Macro and Micro Consumption Drivers in the Wake of the COVID-19 Pandemic," International Journal of Central Banking, International Journal of Central Banking, volume 20, issue 1, pages 181-237, February.
• Erzsébet Németh & Boglárka Deák-Zsótér & Botond Géza Kálmán, 2024, "Order Creates Value: Personality, Attitudinal and Behavioral Factors of Financial Vulnerability," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 19, issue 1, pages 1-21, Enero - M.
• Miguel Angel Peñarreta-Quezada & Eulalia-Elizabeth Salas-Tenesaca & José Álvarez-García & María de la Cruz del Río-Rama, 2024, "Variables sociodemográficas y niveles de educación financiera en jóvenes universitarios de Ecuador," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 19, issue 1, pages 1-15, Enero - M.
• Ceyla Antonio-Anderson & Elena Fuentes & Maricela Carolina Peña Cárdenas, 2024, "Incidencia de los factores socioeconómicos en la alfabetización financiera," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 19, issue 1, pages 1-25, Enero - M.
• Arturo García-Santillán & Francisco Venegas-Martínez & Ricardo Jacob Mendoza-Rivera, 2024, "Financial Literacy of Workers in the Tourism Industry in Mexico in 2023: a Structural Equations Approach," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 19, issue 1, pages 1-15, Enero - M.
• Karla María Orozco-Orozco & Osvaldo García-Mata & Eduardo Arango-Herrera, 2024, "Financial Literacy and Financial Well-Being Among Businesspersons from Victoria, Tamaulipas, Mexico," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 19, issue 1, pages 1-25, Enero - M.
• Julio César Garcia Martinez & Daniela Cruz Delgado & Estela Torres Ramírez, 2024, "Determinantes de la alfabetización financiera de los empleadores en México," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 19, issue 1, pages 1-19, Enero - M.
• Rene Schwaiger & Markus Strucks & Stefan Zeisberger, 2024, "The Consequences of Narrow Framing for Risk-Taking: A Stress Test of Myopic Loss Aversion," Working Papers, Faculty of Economics and Statistics, Universität Innsbruck, number 2024-05, May.
• Barış Sancak & Dilek Demirbaş, 2024, "The Effect Of Financial Literacy On Participation In Investment Markets: A Study On University of Health Sciences Students," Journal of Economic Policy Researches, Istanbul University, Faculty of Economics, volume 11, issue 2, pages 204-225, July, DOI: 10.26650/JEPR1406361.
• Braxton, John Carter & Chikhale, Nisha & Herkenhoff, Kyle & Phillips, Gordon, 2024, "Intergenerational Mobility and Credit," IZA Discussion Papers, IZA Network @ LISER, number 16826, Feb.
• Kaiser, Tim & Lusardi, Annamaria, 2024, "Financial Literacy and Financial Education: An Overview," IZA Discussion Papers, IZA Network @ LISER, number 16926, Apr.
• Montagnoli, Alberto & Taylor, Karl, 2024, "Who Cares about Investing Responsibly? Attitudes and Financial Decisions," IZA Discussion Papers, IZA Network @ LISER, number 16952, Apr.
• Bruze, Gustaf & Hilsløv, Alexander Kjær & Maibom, Jonas, 2024, "The Long-Run Effects of Individual Debt Relief," IZA Discussion Papers, IZA Network @ LISER, number 17047, Jun.
• Nocito, Samuel & Venturini, Alessandra, 2024, "Inter-Institutional Cooperation and Migrants' Financial Education: An Italian Case Study," IZA Discussion Papers, IZA Network @ LISER, number 17214, Aug.
• Andre, Jennifer & Braga, Breno & Martinchek, Kassandra & McKernan, Signe-Mary, 2024, "The Effects of Utility Shutoff and Eviction Moratoria during the COVID-19 Pandemic on the Use of Alternative Financial Services Loans," IZA Discussion Papers, IZA Network @ LISER, number 17248, Aug.
• Natal, Arnaud & Nordman, Christophe Jalil, 2024, "Psychology of Debt in Rural South India," IZA Discussion Papers, IZA Network @ LISER, number 17482, Nov.
• Fafchamps, Marcel & Islam, Asadul & Pakrashi, Debayan & Tommasi, Denni, 2024, "Diffusion in Social Networks: Experimental Evidence on Information Sharing vs Persuasion," IZA Discussion Papers, IZA Network @ LISER, number 17555, Dec.
• Szymon Chudziak, 2024, "Consumption Modelling Using Categorisation-Enhanced Mental Accounting," Computational Economics, Springer;Society for Computational Economics, volume 64, issue 3, pages 1391-1442, September, DOI: 10.1007/s10614-023-10475-3.
• Juan Ignacio Martín-Legendre & José Manuel Sánchez-Santos, 2024, "Household debt and financial vulnerability: empirical evidence for Spain, 2002–2020," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, volume 51, issue 3, pages 703-730, August, DOI: 10.1007/s10663-024-09617-z.
• Alba Lugilde, 2024, "The impact of measured income uncertainty on Spanish household consumption at the end of the Great Recession," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, volume 51, issue 3, pages 679-702, August, DOI: 10.1007/s10663-024-09619-x.
• Kanin Anantanasuwong & Roy Kouwenberg & Olivia S. Mitchell & Kim Peijnenburg, 2024, "Ambiguity attitudes for real-world sources: field evidence from a large sample of investors," Experimental Economics, Springer;Economic Science Association, volume 27, issue 3, pages 548-581, July, DOI: 10.1007/s10683-024-09825-1.
• James Ming Chen & Predrag Bejaković & Nika Šimurina, 2024, "Tax and Policy Drivers of Personal Overindebtedness in the European Union," International Advances in Economic Research, Springer;International Atlantic Economic Society, volume 30, issue 2, pages 115-133, May, DOI: 10.1007/s11294-024-09898-x.
• William A. Darity & Raffi E. García & Lauren Russell & Jorge N. Zumaeta, 2024, "Racial Disparities in Family Income, Assets, and Liabilities: A Century After the 1921 Tulsa Massacre," Journal of Family and Economic Issues, Springer, volume 45, issue 2, pages 256-275, June, DOI: 10.1007/s10834-023-09938-4.
• Michiel Bijlsma & Carin Cruijsen & Nicole Jonker & Jelmer Reijerink, 2024, "What Triggers Consumer Adoption of Central Bank Digital Currency?," Journal of Financial Services Research, Springer;Western Finance Association, volume 65, issue 1, pages 1-40, February, DOI: 10.1007/s10693-023-00420-8.
• Giovanni Immordino & Tullio Jappelli & Tommaso Oliviero, 2024, "Consumption and income expectations during Covid-19," Review of Economics of the Household, Springer, volume 22, issue 1, pages 95-116, March, DOI: 10.1007/s11150-023-09656-8.
• Charles Yuji Horioka & Luigi Ventura, 2024, "Why Do Europeans Save? Micro-Evidence from the Household Finance and Consumption Survey," Discussion Paper Series, Research Institute for Economics & Business Administration, Kobe University, number DP2024-26, Aug, revised May 2025.
• Charles Yuji Horioka, 2024, "Household Saving in Japan: The Past, Present, and Future," Discussion Paper Series, Research Institute for Economics & Business Administration, Kobe University, number DP2024-36, Nov, revised Jan 2026.
• Thorsten Hens & Trine Nordlie, 2024, "How good are LLMs in risk profiling?," KIER Working Papers, Kyoto University, Institute of Economic Research, number 1103, Apr.
• Gustavo Mellior & Katsuyuki Shibayama, 2024, "Solving HACT models with bankruptcy choice," Working Papers, University of Liverpool, Department of Economics, number 202412, Jul.
• Shun Maruyama & Toyo Hosoe & Kazuaki Miyachi, 2024, "A Framework for Macroeconomic Analysis focusing on Net Lending/Borrowing across the Government, Private, and Overseas Sectors," Public Policy Review, Policy Research Institute, Ministry of Finance Japan, volume 20, issue 3, pages 1-32, April, DOI: 10.57520/prippr.20-3-1.
• Laurens Cherchye & Bram De Rock & Dieter Saelens, 2024, "Financial portfolio performance of Belgian households : a nonparametric assessment," Working Paper Research, National Bank of Belgium, number 448, Apr.
• Janina Kotlińska & Zdzisław A Błasiak & Jarosław Kuśpit & Grzegorz Kotliński, 2024, "Postawy ostrożnościowe gospodarstw domowych w podejmowaniu decyzji finansowych," Bank i Kredyt, Narodowy Bank Polski, volume 55, issue 1, pages 75-98.
• Filippo Pallotti & Gonzalo Paz-Pardo & Jiri Slacalek & Oreste Tristani & Giovanni L. Violante, 2024, "Who Bears the Costs of Inflation? Euro Area Households and the 2021–2023 Shock," NBER Chapters, National Bureau of Economic Research, Inc, "Inflation in the COVID Era and Beyond".
• J. Carter Braxton & Nisha Chikhale & Kyle F. Herkenhoff & Gordon M. Phillips, 2024, "Intergenerational Mobility and Credit," NBER Working Papers, National Bureau of Economic Research, Inc, number 32031, Jan.
• Sarah Holmes Berk & John Beshears & Jay Garg & James J. Choi & David Laibson, 2024, "Employer-Based Short-Term Savings Accounts," NBER Working Papers, National Bureau of Economic Research, Inc, number 32074, Jan.
• John Beshears & Matthew Blakstad & James J. Choi & Christopher Firth & John Gathergood & David Laibson & Richard Notley & Jesal D. Sheth & Will Sandbrook & Neil Stewart, 2024, "Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment," NBER Working Papers, National Bureau of Economic Research, Inc, number 32100, Feb.
• Abigail Hurwitz & Olivia S. Mitchell & Orly Sade, 2024, "Protective Behavior and Life Insurance," NBER Working Papers, National Bureau of Economic Research, Inc, number 32102, Feb.
• Fabio Braggion & Felix von Meyerinck & Nic Schaub & Michael Weber, 2024, "The Long-term Effects of Inflation on Inflation Expectations," NBER Working Papers, National Bureau of Economic Research, Inc, number 32160, Feb.
• Marijn A. Bolhuis & Judd N. L. Cramer & Karl Oskar Schulz & Lawrence H. Summers, 2024, "The Cost of Money is Part of the Cost of Living: New Evidence on the Consumer Sentiment Anomaly," NBER Working Papers, National Bureau of Economic Research, Inc, number 32163, Feb.
• Yeongmi Jeong & Nicholas W. Papageorge & Meghan Skira & Kevin Thom, 2024, "Genetic Risk for Alzheimer’s Disease and Related Dementias: Cognition, Economic Behavior, and Actionable Information," NBER Working Papers, National Bureau of Economic Research, Inc, number 32181, Mar.
• Brad Cannon & David Hirshleifer & Joshua Thornton, 2024, "Friends with Benefits: Social Capital and Household Financial Behavior," NBER Working Papers, National Bureau of Economic Research, Inc, number 32186, Mar.
• Francesco D’Acunto & Michael Weber, 2024, "Why Survey-Based Subjective Expectations are Meaningful and Important," NBER Working Papers, National Bureau of Economic Research, Inc, number 32199, Mar.
• Sidhya Balakrishnan & Eric Bettinger & Michael S. Kofoed & Dubravka Ritter & Douglas A. Webber & Ege Aksu & Jonathan S. Hartley, 2024, "Navigating Higher Education Insurance: An Experimental Study on Demand and Adverse Selection," NBER Working Papers, National Bureau of Economic Research, Inc, number 32260, Mar.
• Jialan Wang, 2024, "To Pay or Autopay? Fintech Innovation and Credit Card Payments," NBER Working Papers, National Bureau of Economic Research, Inc, number 32332, Apr.
• Tim Kaiser & Annamaria Lusardi, 2024, "Financial Literacy and Financial Education: An Overview," NBER Working Papers, National Bureau of Economic Research, Inc, number 32355, Apr.
• Vanya Horneff & Raimond Maurer & Olivia S. Mitchell, 2024, "Employer 401(k) Matches for Student Debt Repayment: Killing Two Birds with One Stone?," NBER Working Papers, National Bureau of Economic Research, Inc, number 32443, May.
• Philip Schnorpfeil & Michael Weber & Andreas Hackethal, 2024, "Inflation and Trading," NBER Working Papers, National Bureau of Economic Research, Inc, number 32470, May.
• Taha Choukhmane & Tim de Silva, 2024, "What Drives Investors' Portfolio Choices? Separating Risk Preferences from Frictions," NBER Working Papers, National Bureau of Economic Research, Inc, number 32476, May.
• Sarah Holmes Berk & James J. Choi & Jay Garg & John Beshears & David Laibson, 2024, "Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments," NBER Working Papers, National Bureau of Economic Research, Inc, number 32581, Jun.
• Jonathan Reuter, 2024, "Plan Design and Participant Behavior in Defined Contribution Retirement Plans: Past, Present, and Future," NBER Working Papers, National Bureau of Economic Research, Inc, number 32653, Jul.
• Francesco D’Acunto & Michael Weber & Xiao Yin, 2024, "Subjective Income Expectations and Household Debt Cycles," NBER Working Papers, National Bureau of Economic Research, Inc, number 32715, Jul.
• Michael Gelman & David Hirshleifer & Yaron Levi & Liron Reiter-Gavish, 2024, "Social Interaction Intensity and Investor Behavior," NBER Working Papers, National Bureau of Economic Research, Inc, number 32772, Aug.
• Alexander W. Bartik & Elizabeth Rhodes & David E. Broockman & Patrick K. Krause & Sarah Miller & Eva Vivalt, 2024, "The Impact of Unconditional Cash Transfers on Consumption and Household Balance Sheets: Experimental Evidence from Two US States," NBER Working Papers, National Bureau of Economic Research, Inc, number 32784, Aug.
• Adam Bloomfield & Lucas Goodman & Manita Rao & Sita Slavov, 2024, "State Auto-IRA Policies and Firm Behavior: Lessons from Administrative Tax Data," NBER Working Papers, National Bureau of Economic Research, Inc, number 32817, Aug.
• James J. Choi & David Laibson & Jordan Cammarota & Richard Lombardo & John Beshears, 2024, "Smaller than We Thought? The Effect of Automatic Savings Policies," NBER Working Papers, National Bureau of Economic Research, Inc, number 32828, Aug.
• Charles Yuji Horioka & Luigi Ventura, 2024, "Why Do Europeans Save? Micro-Evidence from the Household Finance and Consumption Survey," NBER Working Papers, National Bureau of Economic Research, Inc, number 32838, Aug.
• Taha Choukhmane & Jorge Colmenares & Cormac O'Dea & Jonathan L. Rothbaum & Lawrence D.W. Schmidt, 2024, "Who Benefits from Retirement Saving Incentives in the U.S.? Evidence on Gaps in Retirement Wealth Accumulation by Race and Parental Income," NBER Working Papers, National Bureau of Economic Research, Inc, number 32843, Aug.
• Benjamin L. Collier & Daniel A. Hartley & Benjamin J. Keys & Jing Xian Ng, 2024, "Credit When You Need It," NBER Working Papers, National Bureau of Economic Research, Inc, number 32845, Aug.
• David A. Matsa & Brian T. Melzer & Michal Zator, 2024, "Dual Credit Markets: Income Risk, Household Debt, and Consumption," NBER Working Papers, National Bureau of Economic Research, Inc, number 32858, Aug.
• Stefania Albanesi & Domonkos F. Vamossy, 2024, "Credit Scores: Performance and Equity," NBER Working Papers, National Bureau of Economic Research, Inc, number 32917, Sep.
• Scott R. Baker & Justin Balthrop & Mark J. Johnson & Jason D. Kotter & Kevin Pisciotta, 2024, "Gambling Away Stability: Sports Betting’s Impact on Vulnerable Households," NBER Working Papers, National Bureau of Economic Research, Inc, number 33108, Nov.
• Xavier Gabaix & Thomas Graeber, 2024, "The Complexity of Economic Decisions," NBER Working Papers, National Bureau of Economic Research, Inc, number 33109, Nov.
• Charles Yuji Horioka, 2024, "Household Saving in Japan: The Past, Present, and Future," NBER Working Papers, National Bureau of Economic Research, Inc, number 33181, Nov.
• Zhengyang Jiang & Hongqi Liu & Cameron Peng & Hongjun Yan, 2024, "Investor Memory and Biased Beliefs: Evidence from the Field," NBER Working Papers, National Bureau of Economic Research, Inc, number 33226, Dec.
• Motohiro Yogo & Andrew Whitten & Natalie Cox, 2024, "Financial Inclusion Across the United States," NBER Working Papers, National Bureau of Economic Research, Inc, number 33256, Dec.
• Shashwat Alok & Pulak Ghosh & Nirupama Kulkarni & Manju Puri, 2024, "Breaking Barriers to Financial Access: Cross-Platform Digital Payments and Credit Markets," NBER Working Papers, National Bureau of Economic Research, Inc, number 33259, Dec.
• Marcel Fafchamps & Asadul Islam & Debayan Pakrashi & Denni Tommasi, 2024, "Diffusion in Social Networks: Experimental Evidence on Information Sharing vs Persuasion," NBER Working Papers, National Bureau of Economic Research, Inc, number 33285, Dec.
• Arnab Bhattacharjee & Larissa Marioni & Max Mosley & Adrian Pabst, 2024, "Exploring Alternative Data Sources for Household Wealth Statistics," National Institute of Economic and Social Research (NIESR) Discussion Papers, National Institute of Economic and Social Research, number 552, Jan.
• Ocde, 2024, "L’insécurité économique en Europe et ses remèdes possibles," OECD Policy Insights on Well-being, Inclusion and Equal Opportunity, OECD Publishing, number 14, Jan, DOI: 10.1787/cb92663d-fr.
• Thomas Scheiber & Julia Wörz, 2024, "Exporting stability to the European neighborhood – the role of deposit euroization in CESEE revisited after 25 years of EMU," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q4/23, pages 61-78.
• Nicolas Albacete & Pirmin Fessler & Atanas Pekanov, 2024, "The Role of MPC Heterogeneity for Fiscal and Monetary Policy in the Euro Area (Nicolas Albacete, Pirmin Fessler, Atanas Pekanov)," Working Papers, Oesterreichische Nationalbank (Austrian Central Bank), number 254, Mar.
• Tabea Bucher-Koenen & Pirmin Fessler & Maria Antoinette Silgoner, 2024, "Households’ risk perceptions, overplacement, and financial literacy (Tabea Bucher-Koenen, Pirmin Fessler, Maria Silgoner)," Working Papers, Oesterreichische Nationalbank (Austrian Central Bank), number 259, Oct.
• Sandra Mauser & Valentin Voith, 2024, "Making Sense of Financial Vulnerability: Between Sensitivity, Resilience, and Exposure (Valentin Voith, Sandra Mauser)," Working Papers, Oesterreichische Nationalbank (Austrian Central Bank), number 260, Dec.
• Valentina Brailovskaya & Pascaline Dupas & Jonathan Robinson, 2024, "Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi," The Economic Journal, Royal Economic Society, volume 134, issue 658, pages 457-484.
• Eduard Suari-Andreu & Rob J M Alessie & Viola Angelini & Raun van Ooijen, 2024, "Giving with a warm hand: evidence on estate planning and inter-vivos transfers," Economic Policy, CEPR, CESifo, Sciences Po;CES;MSH, volume 39, issue 119, pages 655-700.
• Artashes Karapetyan & Jens Soerlie Kvaerner & Maximilian Rohrer, 2024, "Inefficient Regulation: Mortgages versus Total Credit," Review of Finance, European Finance Association, volume 28, issue 1, pages 311-351.
• Steffen Meyer & Michaela Pagel, 2024, "Fresh air eases work—the effect of air quality on individual investor activity," Review of Finance, European Finance Association, volume 28, issue 3, pages 1105-1149.
• Alvaro Mezza & Daniel Ringo & Kamila Sommer, 2024, "Student Loans, Access to Credit, and Consumer Credit Demand," The Review of Financial Studies, Society for Financial Studies, volume 37, issue 12, pages 3761-3801.
• Kimberly Cornaggia & Han Xia, 2024, "Who Mismanages Student Loans, and Why?," The Review of Financial Studies, Society for Financial Studies, volume 37, issue 1, pages 161-200.
• Raymond Kluender, 2024, "Pay-As-You-Go Insurance: Experimental Evidence on Consumer Demand and Behavior," The Review of Financial Studies, Society for Financial Studies, volume 37, issue 4, pages 1118-1148.
• Claudio Daminato & Massimo Filippini & Fabio Haufler, 2024, "Digitalization and Retirement Contribution Behavior: Evidence from Administrative Data," The Review of Financial Studies, Society for Financial Studies, volume 37, issue 8, pages 2510-2549.
• Sumit Agarwal & Pulak Ghosh & Jing Li & Tianyue Ruan, 2024, "Digital Payments and Consumption: Evidence from the 2016 Demonetization in India," The Review of Financial Studies, Society for Financial Studies, volume 37, issue 8, pages 2550-2585.
• Michael Gelman & Nikolai Roussanov, 2024, "Managing Mental Accounts: Payment Cards and Consumption Expenditures," The Review of Financial Studies, Society for Financial Studies, volume 37, issue 8, pages 2586-2624.
• John M Dooley & Emily A Gallagher, 2024, "Blood Money: Selling Plasma to Avoid High-Interest Loans," The Review of Financial Studies, Society for Financial Studies, volume 37, issue 9, pages 2779-2816.
• Montserrat Guillen & Miguel Santolino & Xenxo Vidal-Llana, 2024, "Desigualdad de la incertidumbre económica subjetiva y perspectivas económicas individuales durante la pandemia
  [Inequality of subjective economic uncertainty and individual economic prospects in the pandemic period]," Revista de Métodos Cuantitativos para la Economía y la Empresa = Journal of Quantitative Methods for Economics and Business Administration, Universidad Pablo de Olavide, Department of Quantitative Methods for Economics and Business Administration, volume 37, pages 1-18, June, DOI: https://doi.org/10.46661/rev.metodo.
• Tymofii Brik & Maksym Obrizan, 2024, "Gender Gap in Urban Job Market During the Pandemic: The Case of Ukraine," Comparative Economic Studies, Palgrave Macmillan;Association for Comparative Economic Studies, volume 66, issue 2, pages 215-235, June, DOI: 10.1057/s41294-023-00215-9.
• Hoang Phong Nguyen & Thi Bich Duyen Pham, 2024, "Determinants of risky buy-now-pay-later intentions and behaviors of Vietnamese students," Journal of Financial Services Marketing, Palgrave Macmillan, volume 29, issue 4, pages 1318-1329, December, DOI: 10.1057/s41264-024-00283-7.
• Kucuk, Merve & Ulubasoglu, Mehmet & Vu, Ha, 2024, "Stormy Futures? The Impact of Climatic Shocks on Retirement Savings," MPRA Paper, University Library of Munich, Germany, number 121241.
• Finamor, Lucas, 2024, "Labor Market Informality, Risk, and Insurance," MPRA Paper, University Library of Munich, Germany, number 121662, Aug.
• Asuamah Yeboah, Samuel & Mogre, Diana & Nartey Menzo, Benjamin Prince, 2024, "Beyond the Numbers: Social Factors in Credit Risk," MPRA Paper, University Library of Munich, Germany, number 122363, Jul, revised 20 Aug 2024.
• Asuamah Yeboah, Samuel, 2024, "Navigating Scarcity: An Analysis of Expenditure Patterns Among Low-Income Households," MPRA Paper, University Library of Munich, Germany, number 122642, Aug, revised 18 Oct 2024.
• Usman, Sehrish, 2024, "Preparing for the worst: post-divorce instability risk and economic behaviour of households," MPRA Paper, University Library of Munich, Germany, number 122675, Nov.
• Usman, Sehrish, 2024, "Preparing for the worst: post-divorce instability risk and economic behaviour of households," MPRA Paper, University Library of Munich, Germany, number 122806, Nov, revised 27 Nov 2024.
• Lindiwe Ngcobo, 2024, "The Impact of Stokvel and Banking Sector Efficien