California Workers Compensation System Report Released

Throwback to one of my quick Risk Intelligence tips! Workers' compensation insurance doesn't end when your policy is issued. One of the most important parts of maintaining coverage happens at the end of the policy period: the workers' compensation audit. If you've ever wondered why your insurance carrier requests payroll records or why you receive an additional bill after your policy renews, this episode explains it in simple terms. Take a listen and make sure you're prepared before your next audit. #riskintelligence #nahb #FHBA #insurance #riskmanagement #insuranceclaims #risk #construction #subcontractors

Hi, The Ministry of Labour and Employment had notified the Employees’ Deposit-Linked Insurance Scheme, 2026 (Scheme) on 29 June 2026, repealing the Employees’ Deposit-Linked Insurance Scheme, 1976. We are pleased to share our latest newsletter providing an overview of the Scheme. If you would like specific advice on how the Labour Codes may impact your organisation, feel free to reach out to us at info@counselence.com. Hashtags: #EmploymentLaw #LabourLaw #CodeOnSocialSecurity #EPFO #EDLIScheme #EDLI2026 #EDLI1976 #EmployeeBenefits #CEConnect #CEC

Workers compensation is often viewed as a compliance requirement, but it's also one of the most misunderstood business insurance policies. Your experience modification rate (EMR), annual payroll audit, job classifications, and claims handling process can all influence what your business pays for years to come. In our latest Commercial Insurance 101 episode, we break down these concepts in plain English and explain why proactive policy reviews matter. 🎥 Watch the full video here: https://hubs.la/Q04pY1vn0 #WorkersCompensation #CommercialInsurance #BusinessInsurance #RiskManagement #InsuranceEducation #SmallBusiness #EmployeeSafety #TrailstoneInsuranceGroup

CA Insurance Commissioner Ricardo Lara just approved a 6.6% workers' comp rate increase — effective September 1, 2026. Fifth consecutive year of increases. And it won't be the last. But here's what most business owners miss The rate you actually pay isn't set by the Commissioner. It's set by your E-Mod. Your claims history. How well your workers' comp has been managed. 3G's manages workers' comp cradle to grave, keeping your E-Mod down and your premiums with it.   3-gs.com #WorkersComp #CaliforniaWorkersComp #EMod #RiskManagement #SmallBusinessCA #3Gs #PEOServices #CaliforniaEmployers

The July Edition of the Acrisure UK Broking - Motherwell Monthly Newsletter, it is now ready to download. This month’s spotlight includes articles on: 👉Commonly Overlooked Commercial Property Risks in Summer 🏠 ⚡ ⛈️ 🏭 👉 6 Common Cover Gaps in Commercial Insurance Programmes 🖥️ 👩🏭 📲 🚗 #insurance #localinsurancebroker #commercialinsurance #summeweather #support #summer #2026 #covergaps #HR #businessinsurance #businesssupport

❓ FAQ: When an employee terminates employment, can coverage end sooner than the plan rules state? 👉 Find out here: https://lnkd.in/egXXV49Z 🔗 For more information on these topics and more, check out Compliance Corner: https://lnkd.in/eeraRhjJ #NFP #Insurance #EmployeeBenefits #HumanResources #BenefitsAdministration

Renewal season is already taking shape. Across the country, ACA carriers have begun filing their proposed 2027 rates, and the early trends are creating important planning opportunities for employers and benefits consultants. That's why we've launched our 2027 ACA Rate Tracker—a free resource that monitors: - Proposed rate changes by carrier - State filing and approval status - Individual market trends as new filings are released Whether you're evaluating renewals, exploring ICHRA strategies, or simply trying to stay ahead of market changes, having visibility into rate activity now can lead to better decisions later. We'll continue updating the tracker as filings are submitted throughout the season. Explore the 2027 ACA Rate Tracker here: https://lnkd.in/gWXKbsHV #ICHRA #EmployeeBenefits #HealthInsurance #BenefitsConsultants #HR #Renewals #ACA #HealthBenefits #TakeCommand

The workers’ compensation market continues to evolve, and carriers are more selective about the risks they take on. Businesses with challenging loss histories, high employee turnover, or higher-risk operations may find it more difficult to secure coverage at renewal. PMC Insurance Group, Part of Bridge Specialty Group, LLC, part of Bridge Specialty, LLC, breaks down why certain risks are becoming harder to place and what agents can do to help clients prepare. Read the piece here: https://lnkd.in/g2aPj_Sr 

Workers’ compensation is often viewed merely as a pricing decision. However, experienced brokers understand that structure is equally important. The coverage decisions made today have a significant impact on clients' experiences tomorrow. Unexpected changes, unclear expectations, or inconsistent underwriting can lead to challenges long after the policy is in place. This is why a strategic approach is essential. When workers’ compensation is handled thoughtfully, it fosters stability, protects relationships, and enables brokers to provide long-term value to their clients. While a policy addresses immediate issues, coverage with Highview National Insurance Company represents a strategic choice that helps prevent future problems. It is crucial to evaluate long-term fit when selecting a carrier. #WorkersCompensation #InsuranceBroker #InsuranceStrategy #InsuranceIndustry #BrokerSupport #InsuranceSolutions #ClientRelationships #HighviewDoesIt  #BusinessStrategy

Maritime operations come with unique risks—especially for businesses with large payroll exposure on or near navigable waters. The US Longshore and Harbor Workers Compensation Large Account Program Insurance helps protect against injury-related liabilities under the Longshore and Harbor Workers’ Compensation Act (LHWCA). Employers in shipyards, docks, and terminals may need this coverage to stay compliant and secure their workforce. Learn more about who qualifies and what’s covered: https://lnkd.in/gcZmtf74 How is your company managing maritime-related workers' compensation risk? #Insurance #WorkersCompensation #MaritimeLaw #EmployeeBenefits #RiskManagement